Health Insurance Premium Index
The health insurance premium index (KVPI) records the premium development for compulsory health insurance and supplementary health insurance and forms the weighted mean of the two sub-indices. The KVPI results can also be used to estimate the impact of the premium development on the growth in household disposable income, which provides additional information to the inflation information according to the national consumer price index (LIK).
The KVPI is compiled in Switzerland by the Federal Statistical Office (FSO).
Legal basis
The Federal Statistics Act of October 9, 1992 (BStatG) and the ordinance of June 30, 1993 on the implementation of federal statistical surveys (Statistic Survey Ordinance) serve as the legal basis for the health insurance premium index.
Type of survey
The FSO records the premiums in the supplementary insurance sector by means of a sample survey from the largest providers, which together make up around 70% of the overall market. Participation in the survey is compulsory.
For the basic insurance sector, the FSO relies on the estimate of the development of the average premium made by the Federal Office of Public Health (BAG), which is based on the portfolio data of all insurance companies recorded as part of the supervisory activities. A specific KVPI survey is not carried out for the basic insurance sector.
Acquisition characteristics
The health insurance premiums for the supplementary insurance sector are affected by the KVPI survey. The annual premiums for new policies for supplementary hospital insurance are recorded for each canton, hospital and age category.
execution
The KVPI survey has been carried out annually in December since 2000; the base year of the published index series is 1999 = 100 points.