Usage deposit

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The use pledge is a lien in which the pledgee not only owns the pledge to secure a claim , but is also entitled to use the pledge.

A pledge for use ( § 1213 BGB) rarely occurs in finance and allows the pledgee to use the fruits of the pledged item, such as the collection of the credit interest on a pledged savings credit or the dividend of pledged shares to cover the debt service in a Lombard loan . The credit interest or dividends are considered to be fruits in the legal sense, so that the pledgee is entitled to dispose of them in the case of the use pledge. In the case of a normal pledge, the "fruits" belong to the security provider.

In modern parlance, the Latin-Greek equivalent of antichrese is less common for right of use .