Travel personal liability insurance

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The personal liability insurance only covers the risks of liability cases to a limited extent, as damage events occurring abroad initially according to § 4 no. I No. 3 AHB are excluded from insurance cover , but this does not apply in the private sector to stays abroad of up to one year. In the case of longer stays abroad, there may be a coverage gap.

This can be covered by personal travel liability insurance, which can be taken out in conjunction with other travel insurance policies . Often, however, these risks are also covered by credit cards and optional insurance models there.