Sparkasse Allgäu
 Sparkasse Allgäu
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|---|---|
| Country |
 Germany
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| Seat | Kempten (Allgäu) |
| legal form | Institute of public right |
| Bank code | 733 500 00 |
| BIC | BYLA DEM1 ALG |
| Association | Savings Bank Association of Bavaria |
| Website | www.sparkasse-allgaeu.de |
| Business data 2019 | |
| Total assets | 4.869 billion euros |
| insoles | 3.603 billion euros |
| Customer credit | 2.981 billion euros |
| Employee | 854 |
| Offices | 61 |
| management | |
| Board of Directors |
Thomas Kiechle , Chairman and 13 others |
| Board | Manfred Hegedüs, Chairman Heribert Schwarz, Deputy Chairman. |
| List of savings banks in Germany | |
The Sparkasse Allgäu is a public credit institute based in Kempten (Allgäu) . Your business area is the Allgäu region . The Sparkasse Allgäu operates as a savings bank the universal banking business .
organization structure
The Sparkasse Allgäu is an institution under public law . The legal bases are the Savings Banks Act , the Bavarian Savings Banks Code and the statutes issued by the Sparkasse owner . The organs of the Sparkasse are the board of directors and the administrative board. The Sparkasse Allgäu is run by the Zweckverband Sparkasse Allgäu . The Zweckverband includes the districts of Oberallgäu (41.30%) and Ostallgäu (17.60%), the independent city of Kempten (Allgäu) (21.40%) and the cities of Immenstadt im Allgäu (11.40%) and Füssen (8th , 30%) as members. With an area of around 2631 km², the business area is larger than the federal state of Saarland .
Sparkasse Allgäu reported total assets of EUR 4.869 billion in the 2019 financial year and customer deposits of EUR 3.603 billion. According to the 2019 Sparkasse Ranking List, it ranks 70th in terms of total assets. It has 61 branches / self-service locations and employs 854 people. From 2012 to 2016, the number of employees fell from 1,031 to 902. In 2016, 14 staffed branches were converted into self-service branches with machines. Even before that, branches were gradually closed or converted. In January 2019, the Sparkasse still had 32 staffed branches.
history
Forerunner of the Sparkasse Allgäu
Stadt- und Kreissparkasse Kempten
Sparkasse Allgäu's predecessors were several local savings banks, including the Sparkasse in Kempten founded in 1825. Therefore, the Sparkasse Allgäu can be regarded as the oldest financial institution in Kempten. In 1921 the Sparkasse set up for business with check accounts and in 1923 granted the first loan. During the inflation of the 1920s , the Sparkasse lost almost all of its capital assets. The company then recovered thanks to the growing number of customers from the farming and dairy sectors. In 1929 the institute established paying offices in the district. After 1945 and as a result of the German economic miracle , the bank benefited from the good development of the city of Kempten. In 1954 the Sparkasse opened the first and in 1974 the second Sparkasse house on Königsstrasse in Kempten. In 1979 the balance sheet total was 600 million marks, in 1998 the balance sheet totaled around 2.2 billion marks.
District and Stadtsparkasse Sonthofen-Immenstadt
The Immenstadt district savings bank was founded on April 2, 1841. On February 1, 1866, the district savings bank Sonthofen again . In 1920 both districts (rural districts) were united, with which the savings banks were also united. The seat was Sonthofen.
In 1906 the Stadtsparkasse Immenstadt was founded, which was previously a branch of the District Savings Bank. In 1938 the Stadtsparkasse Immenstadt and Bezirkssparkasse Sonthofen-Immenstadt merged to form the new district and Stadtsparkasse Sonthofen-Immenstadt based in Sonthofen.
Sparkasse Ostallgäu
In 1835 the "District Savings Bank" Obergünzburg (District Savings Bank Obergünzburg) was founded. On April 20, 1858, the district savings bank Oberdorf followed. In May 1919, it was renamed the Marktoberdorf district savings bank. In 1931, the district savings bank Markt Oberdorf – Obergünzburg was created through the merger of the previously independent district savings banks. The seat was in Marktoberdorf. Another renaming followed in 1938: Kreissparkasse Markt Oberdorf
On January 1, 1842, the "Spaarkaßa for the District Court was feet " was founded. In 1928, the Bezirkssparkasse Füssen, as it was now called, was merged with the newly founded Stadtsparkasse Füssen. As part of the regional reform in Bavaria , the two previously independent savings banks, Kreissparkasse Marktoberdorf and Kreis- und Stadtsparkasse Füssen, merged on July 1, 1977 to form Sparkasse Ostallgäu .
Merger of the savings banks
In 2001 the Sparkasse Allgäu was created from the merger of the previously independent institutes Sparkasse Kempten, Kreis- und Stadtsparkasse Sonthofen-Immenstadt and Sparkasse Ostallgäu. The Altlandkreis Kaufbeuren , which has been part of the Ostallgäu district since 1972, does not belong to the business area . The District and Stadtsparkasse Kaufbeuren is represented in the local communities .
The Sparkasse Allgäu had a foreign branch in Riezlern in the Kleinwalsertal until 2016 .
Aid to tax evasion
In 2017, reports were published that the public prosecutor in Münster was investigating the Sparkasse for systematic aiding and abetting tax evasion among around 900 customers between 2004 and 2015. Indications of black money accounts were made through self-disclosures by tax evaders.
The Sparkasse Allgäu is said to have hidden funds in the 2016 branch in Riezlern, Austria, in secret accounts. Riezlern was long considered a tax haven and can only be reached from Germany. It was also questioned whether the board of directors of the Sparkasse, made up of local politicians (e.g. Thomas Kreuzer , CSU), fulfilled its control obligations and why a branch abroad was needed at all. According to media reports, the branch closure was noticeable in 2016, according to the Sparkasse, for a business reason: In 2008, the Kempten tax office requested documents from Riezlern, which, however, were subject to Austrian banking secrecy. The case went to the European Court of Justice , which ruled the German tax authorities in 2016.
The public prosecutor from Augsburg later intervened . According to the Süddeutscher Zeitung, around ten employees of the bank were investigated in Augsburg and eight in Münster. The Münster tax investigation announced a fine of 9 million euros to relieve the employees. Tax evasion was also discussed in the Bavarian State Parliament as part of a written request.
Donation account of a right-wing extremist network
According to research published in 2018 by the Badische Zeitung , the leader of the right-wing extremist network Reconquista Germanica has a donation account at Sparkasse Allgäu.
Local controversy over payments to the Sparkasse management
In March 2018, local politicians of the ÖDP criticized the comparatively high payments to board members and board members, saying that they were contradicting the current rationalization measures such as branch closings.
For example, with six annual meetings, a board member receives around 2130 euros per meeting as expense allowance. The 14-member board of directors received a total of 206,000 euros in 2016. This number was compared with the significantly larger Stadtsparkasse Augsburg, which transfers only 121,000 euros to its ten board members.
It was also criticized that payments to board members had risen by 21 percent within four years. They have increased from 895,000 euros (2012) to 1.085 million euros (2016), while the balance sheet total has not increased by a whole percent. Between 2012 and 2016 the board had three members, after that two.
The Savings Banks Association of Bavaria announced that these payments are compliant and are based on the 2001 merger to form Sparkasse Allgäu. The former board member of Sparkasse Allgäu and Kempten's Lord Mayor Ulrich Netzer has been the head of the association since 2014 .
Buildings
Head office in Kempten
The Sparkasse Allgäu has its main office ⊙ in Kempten on Königstrasse in the immediate vicinity of the Princely Residence . When the savings banks merged, the building on Königstrasse became the headquarters of the new Sparkasse Allgäu.
Old building (1954/1974/1994)
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The old building ⊙ dates from 1954 and was built by the Stadt- und Kreissparkasse Kempten as a replacement for the former main office on Bahnhofsplatz (today August-Fischer-Platz). Later, parts of the 1954 building were used for an extension on the edge of the city park , completed in 1974 . This extension included sections of the old building. Particularly noticeable about the extension were the concrete balls ( art in architecture ) on the facade, which gave the main office the name Knödelburg . The locally known artist Heinz Schubert coined this term through drawings with the use of the name as a description. At the same time, he criticized the size of the complex because it dominated the historic Weidlehaus .
In the years 1994 to 1995 there was a further enlargement by building over the space up to the so-called “long stands” with office space.
In the 2010s, plans arose at the Sparkasse to replace this complex. The reason for this was, among other things, the poor energy balance of the house and efforts to centralize the Sparkasse Allgäu. Until then, numerous departments were spread across the entire Allgäu business area. Demolition work on the building began in 2015.
New building (2017)
Then the construction work began on the 35 million euro building project. The generous dimensions of the new building were criticized even before completion. Not only was there more space in the city park, but it was also built higher. For this reason, the house was called an “ugly block”, but was also praised as “exuding clarity, rigor and urban flair”. In 2017 the new main office was completed and moved into.
As part of the new building, a new Sparkasse underground car park is also to be built later. Before the construction of the new headquarters, expert opinions assumed that the underground car park could be easily renovated. At the turn of the year 2016/2017 it became known again that the old underground car park was very dilapidated and a new underground car park would make more sense according to new reports. In addition, the city of Kempten is to subsidize the construction with funds. New plans from the chairman of the Sparkasse's administrative board and Lord Mayor Thomas Kiechle (CSU) provided for a new underground car park in combination with a new city library (previously in the historic orangery ) above. This met with mixed feelings from the city council and citizens.
Further construction projects in Kempten
Furthermore, the Sparkasse wants to replace the Sparkasse building ( arcades ) built in 1954 in the area of Horchler- / König- / Promenadenstrasse with an enlarged new building with commercial and residential space. For this purpose, buildings with a historical core should also be demolished (historical cellar vault, older than the city wall and a listed high medieval residential tower in Promenadenstrasse).
Board of Directors
The Board of Directors of Sparkasse Allgäu consists of 14 people. Ten board members are also members of the CSU . Members according to the 2017 annual report were:
- Thomas Kiechle (CSU), Chairman of the Board of Directors and Lord Mayor of the City of Kempten
Deputy:
- Anton Klotz (CSU), District Administrator of the Oberallgäu district
- Maria Rita Zinnecker (CSU), district administrator of the Ostallgäu district
- Thomas Wurmbäck (CSU), former police chief inspector
- Paul Iacob ( SPD ), Mayor of the city of Füssen
other members:
- Josef Ambros, carpentry owner
- Manfred Baldauf (CSU), district councilor in the Oberallgäu district and tax advisor
- Hannes Feneberg (CSU), managing director of Feneberg Lebensmittel
- Walter Grath ( FW ), retired Mayor of Oberstaufen
- Joachim Konrad (CSU), Mayor of the Altusried market
- Thomas Kreuzer (CSU), member of the state parliament and chairman of the parliamentary group
- Ursula Lax (CSU), deputy district council president
- Christian Neusch, hotelier
- Karl Sperl (CSU), city councilor in Kempten, painting company
Social Commitment
With the Sparkassenstiftung Allgäu, the financial institution supports projects worthy of funding. In addition to cultural institutions such as theaters, museums and art galleries, associations are also supported. Sponsorship agreements exist, for example, with the American football team Allgäu Comets or the tennis department of TSV Kottern .
According to its own statements, Sparkasse Allgäu offers around 20 new training positions every year.
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Information in the 2012 annual financial statements, available in the Federal Gazette at http://www.bundesanzeiger.de/
- ^ Association shares according to the list of sponsors and members of the Bavarian savings banks , accessed on May 9, 2020.
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Inquiry to Sparkasse Allgäu. (ÖDP), March 21, 2018 ( online )
- ^ Franz-Rasso Böck , Ralf Lienert , Joachim Weigel (eds.): Century views of Kempten 1900–2000 . Verlag Tobias Dannheimer - Allgäuer Zeitungsverlag, Kempten (Allgäu) 1999, ISBN 3-88881-035-3 , p. 136 .
- ↑ Kleinwalsertal out of control. In: sueddeutsche.de, August 29, 2017 (accessed January 22, 2019)
- ^ Investigations into German black money in Austria. In: derstandard.de, August 30, 2017 (accessed January 22, 2019)
- ↑ Written request from April 13, 2018 in the Bavarian State Parliament (PDF)
- ^ Daniel Laufer: How German rights want to manipulate the public on the Internet . In: Badische Zeitung . February 16, 2018.
- ↑ 2000 euros per session. In: Allgäuer Zeitung, March 28, 2018.
- ^ Willi Vachenauer: The history of the cooperative banks in Kempten. In: Kreisbote --kreisbote.de. Kreisboten-Verlag Mühlfellner, July 12, 2017, accessed on January 23, 2019 .
- ^ Willi Vachenauer: The history of the cooperative banks in Kempten. In: Kreisbote --kreisbote.de. Kreisboten-Verlag Mühlfellner, July 12, 2017, accessed on January 23, 2019 .
- ↑ Klaus-Peter Mayr: Baukultur: The new Sparkasse building is a block that suits Kempten well. In: das allgäu online - all-in.de. Allgäuer Zeitungsverlag, May 20, 2017, accessed on January 22, 2019 .
- ↑ Christine Tröger: The Kempten Design Advisory Board meets with a full audience: critical view of building projects. In: Kreisbote .de, February 2, 2017 (accessed March 9, 2017)
- ↑ Peter Januschke: All round in the city center. In: Allgäuer Zeitung (Kempter Tagblatt), March 9, 2017, p. 27.
- ↑ Ancient stones and a new major project In: Allgäuer Zeitung, September 26, 2017
- ^ New board of directors of Sparkasse Allgäu. In: b4bschwaben.de, September 18, 2014 (accessed January 23, 2019)
- ↑ Sparkassenstiftung In: sparkasse-allgaeu.de (accessed on January 23, 2019)
Web links
- Institute website
- Sandra Gessner, Sparkasse Allgäu: The history of Sparkasse Allgäu and its predecessor institutions.
- Sparkasse Allgäu in the company database of BaFin
Coordinates: 47 ° 43 ′ 37.5 ″ N , 10 ° 18 ′ 46.7 ″ E