Capital Bank (Ghana)
 | |
| Company type | Public |
|---|---|
| Industry | Financial Services |
| Founded | 2009 |
| Headquarters | Accra, Ghana |
Key people | Dr. Mensa Otabil Chairman John Kofi Mensah CEO[1] |
| Products | Loans, Savings, Checking, Investments |
| Revenue |  |
| Total assets | US$140million (GHS:286.80+ million) (2013) |
Number of employees | 355 |
| Website | [2] |
First Capital Plus Bank, normally abbreviated to FCP, is an indigenous commercial Ghanaian bank.[2] It is one of the commercial banks licensed by Bank of Ghana, the national banking regulator.[3] It is one of the few wholly owned Ghanaian banks.
History
First Capital Plus (FCP) was founded by William Ato Essien on 29th of October, 2009 as a microfinance company.[4][5] As the asserts of the company grew, it became a Savings and Loans Company known as First Capital Plus Saving and Loans Company.[2] The company grew its base deposit and asserts from its inception till 2013 when it applied and was awarded a provisional universal banking licence in July, 2012. Afte the six month provisional period, the bank was given a full license on 4th December 2013 and became officially known as First Capital Plus Bank.[6]
Services
The bank offers mainstream banking services which include cash deposits and withdrawals, savings and loans and financial advise consultation.[7] In 2011 it introduced a cash deposit service known as SpeedBanking. The service allows bank customers to deposit cash into their bank accounts at their convenience through their mobile phones without physically being present in any bank branch.[8]
Board of Directors
- Dr. Mensa Otabil - Chairman
- John Kofi Mensah - Chief Executive Officer
- Dr. Stephen Enchill - Executive Vice-Chairman
- William Ato Essien - Founder
- Osah Thompson-Mensah - Executive Director
- Harry Owusu - Member
- Rev. Fitzgerald Odonkor - Member
- Michael Amankwah - Member
- Alhaji Amadu Montia - Member
Branches
First Capital Plus Bank is headquartered in the Capital Plaza on the Spintex Road. The bank as at December 2013Currently has fifteen operational branches in five regions of Ghana. The branches are at Abossey Okai, Spintex Road, Tesano, Accra Newtown, Makola, Ashiaman, Osu, Dansoman, Kasoa, Kumasi, Koforidua, Miotso, Tema, Cape Coast, Takoradi.[2]
Awards
- In September, 2013 First Capital Plus was the non-bank financial institution of the year 2012 by the Chartered Institute of Marketing Ghana.
- In October, 2013 it was the 10th best performing company for the year 2012 and the best in the Non-Bank Financial Institutions sector at the Ghana Club 100 Awards organized by the Ghana Investment Promotion Centre.
References
- ^ [1]
- ^ a b c "About us". firstcapitalplus.net. Retrieved 5 February 2014.
- ^ List of Licensed Commercial Banks In Ghana
- ^ "First Capital Plus". ghanatrade.gov.gh/. Retrieved 5 February 2014.
- ^ "First Capital Plus Savings and Loans now a bank". citifmonline.com. Retrieved 5 February 2014.
- ^ "First Capital Plus to start universal banking". news.moneygh.com. Retrieved 5 February 2014.
- ^ "Products and services". firstcapitalplus.net. Retrieved 5 February 2014.
- ^ "First Capital Plus". contactpages.info. Retrieved 5 February 2014.