Concordia Swiss health and accident insurance
| CONCORDIA Swiss Health and Accident Insurance AG
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| legal form | Aktiengesellschaft (since 2007) |
| founding | 1913 (start of activity in 1914) |
| Seat | Lucerne , Switzerland |
| management | Nikolai Dittli ( CEO ) Andreas Lauterburg (Chairman of the Board of Directors) |
| Number of employees | 1'400 (December 31, 2019) |
| sales | 2.8 billion CHF |
| Branch | Insurance |
| Website | www.concordia.ch |
The Concordia Swiss Health and Accident Insurance Ltd , based in Lucerne is the health insurance and accident insurance specialist Swiss insurance group . The group of companies has around 636,000 people with basic insurance and achieved sales of 2.8 billion Swiss francs in 2019 with 1,400 employees.
The insurer is represented by around 190 agencies and branches in Switzerland. In addition, Concordia has a national representative in the Principality of Liechtenstein.
Field of activity
Health insurance with basic and supplementary insurance as well as accident insurance form the core business of the Concordia Group. It is managed by the two stock corporations Concordia Swiss Health and Accident Insurance AG and Concordia Insurance AG :
The Concordia Swiss Health and Accident Insurance Ltd carries out health insurance under Swiss and Liechtenstein Health Insurance Act (KVG) and accident insurance under Swiss Accident Insurance Act (LAA). The Concordia Versicherungen AG provides health and accident insurance as well as life insurance under Swiss Insurance Contract Act (ICA).
The group has a holding structure. In addition to the two operating insurance companies, the Concordia Group's holding company also includes three foundations and several companies in which Concordia has a stake. This includes companies in the field of accident insurance, medical care and a hotel . The top roof of the group is the club Concordia Swiss Health and accident insurance .
history
In the second half of the 19th century, many people moved from the countryside to fast-growing, urban workers' quarters to work in the factories. If a worker fell ill, he was no longer paid. Whole families became impoverished. For this reason, numerous denominational auxiliary and company health insurance funds were set up which paid compensation to workers in the event of illness. The Concordia emerged in 1913 from the health insurance association of the Swiss Catholic People's Association, which united such funds. With the introduction of the Health and Accident Insurance Act (KUVG), it started business in 1914. Concordia has grown continuously since its inception. Today, with 774,000 insured persons, it is one of the largest health insurers in Switzerland. It is the market leader in the Principality of Liechtenstein. In 2007 the association was transformed into an AG.