Emergency helper (accident insurance)
Emergency helpers within the meaning of the statutory accident insurance in Germany are:
- People who provide help in the event of an accident or common danger or emergency or who save another person from serious current danger to his or her health
- Persons who are personally involved in the pursuit or arrest of a person suspected of a criminal offense or for the protection of an unlawfully attacked person, and
- People who work in companies to provide assistance in the event of accidents or in civil defense, in particular on a voluntary basis
These persons are compulsorily insured in the accident insurance free of charge according to § 2 SGB VII. It is sufficient here if, for example, a vehicle driver evades an oncoming vehicle in order to prevent a collision. The accident insurance company of the country in which the emergency helper has his habitual residence is responsible. ( § 128 SGB VII)
Emergency helpers are not only entitled to accident insurance benefits for their own personal injury, but can also - which is otherwise alien to the law of accident insurance - demand compensation for property damage that they incurred in the course of their work as emergency helpers, provided that no other public law claim consists. ( § 13 SGB VII)
Individual references and sources
- ^ BSG, November 30, 1982, AZ 2 RU 70/81
Web links
- Informationsflyer the DGUV on Nothelfer