Retirement age (Switzerland)
In Switzerland, the retirement age specifies the age at which a person can draw the statutory old-age pension through the old-age and survivors' insurance (AHV). It is also known as the proper retirement age . This is currently 64 for women and 65 for men. Entitlement to the old-age pension begins on the first day of the month following the normal retirement age. A woman born on June 17, 1945 will receive her first regular old-age pension from July 1, 2009.
Since the Swiss retirement age is a flexible retirement age , beneficiaries can withdraw their old-age pension by one or two full years or postpone it by one to five years.
The 11th AHV revision, which included raising the retirement age for women to 65, was submitted to the people for a vote on May 16, 2004 and rejected. On May 19, 2019, the TRAF bill (Federal Law on Tax Reform and AHV Financing) achieved approval of 66.4% and was thus clearly accepted by the electorate. This enabled additional funds to be secured for the AHV fund. However, these funds are nowhere near enough. For this reason, a further reform of the AHV is urgently needed (Reform AHV 21). Politically, however, the project is at a dead end, as the parties and interest groups have completely different ideas about the reform of the AHV that is to be sought.
See also
Individual evidence
- ↑ Olivier Pauchard: The 11th AHV revision failed. Swissinfo.ch , October 1, 2010, accessed on September 24, 2017 : "That would have saved CHF 800 million."
- ↑ https://www.efd.admin.ch/efd/de/home/dokumentation/gesetzgebung/abstektiven/staf.html , accessed on August 9, 2020.
- ↑ https://www.bsv.admin.ch/bsv/de/home/publikationen-und-service/medieninformationen/nsb-anzeigeseite.msg-id-76202.html , accessed on August 9, 2020.
- ↑ https://www.vorsorgeforum.ch/bvg-aktuell/ategorie/ahv-reform , accessed on August 9, 2020.