Physical loan

A physical loan is a loan that is secured by assets or material assets . This means that the physical loan is in contrast to the personal loan . Real estate loan is also often used as a synonym.

Securing the property loan can be done in two ways. On the one hand, it can be secured by immovable property, such as a mortgage or land charge ( real estate loan ). On the other hand, movable objects, such as a Lombard loan or a transfer by way of security, can secure the property loan.