Proof of income
Proof of income provides information about the financial burden a person can bear. The proof of income is relevant both for credit institutions - when checking a loan - in this case as part of a credit check (the income-expenditure account ), and for authorities , for example to clarify maintenance obligations towards close relatives. This information is also common when concluding a real estate lease.
When granting a loan - regardless of whether it is a bank loan or a commercial loan (mail order loan ) - in addition to other documents, the credit scoring is decisive for the lender.
Depending on the loan volume, the following documents are often requested from the lender:
- With employees
- the last three pay slips
- Certificate of earnings from the employer
- employment contract
- For self-employed
- Last two annual accounts
- Current BWA
- Income tax assessments for the past two years
Can serve as proof of other types of income
