Electronic payment advice
Electronic Payment Advice (abbreviation: EPA ), also known as the electronic sales file, is a file with detailed payment information that simplifies financial accounting for payments with credit cards. It is a standard data format used by credit card acquirers , including Visa , Mastercard , CUP , JCB , American Express and Diners Club .
The format
EPA files contain data in ASCII format, but are not CSV files. They can be displayed in a text editor but cannot be represented meaningfully, so the data format cannot be easily processed. The accounting system must have a corresponding import routine in order to be able to read in an EPA file.
The level of detail of the file can be set on output. It can contain collections (captures) as well as chargebacks and credits (refunds), comparable to a bank account statement.
criticism
EPA files often contain unencrypted credit card information that can be read with any text editor. An import module must be certified according to the " Payment Card Industry Data Security Standard " (PCI DSS) in order to be able to process it officially.
Individual evidence
- ↑ Electronic Payment Advice - The electronic sales file [1]
- ↑ EPA files provide information, but are difficult to process Archive link ( Memento of the original from July 14, 2012 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
