Health insurance KBV
| Health insurance KBV
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|---|---|
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| legal form | society |
| founding | 1962 |
| resolution | 2004 |
| Seat | Winterthur |
| Branch | Insurance |
The KBV health insurance company was a health insurance company from Winterthur . She went to a fraud scandal in 2004 in bankruptcy .
The health insurance company, which was founded in 1962, had reported 2,050 older insured persons over a period of three years to the “Joint Institution KVG” foundation, which is responsible for risk compensation, in order to collect money from the risk compensation. The directors also invented fictitious illnesses for these insured persons, for which the health insurance also paid out real money, with part of this money flowing back to the insurance company as premiums and the remaining millions being pocketed by the managers themselves.
When this finally came out and the fund could no longer pay additional claims amounting to 52 million francs, it was taken over by the “Joint Institution KVG” foundation. In May 2004 the insurance company finally went bankrupt, and at the end of June 2004 it ceased operations completely. The employees and insured persons of the health insurance were then taken over by Helsana . Most recently, the insurance had 50,000 insured persons in the basic insurance, 20,000 in the daily allowance insurance and 15,000 in the voluntary supplementary insurance.
The four directors responsible for the fraud were sentenced in December 2010 to imprisonment from two to five years in prison for multiple frauds and multiple unfaithful management by the Zurich Higher Court. Two of the convicts confessed, the other two put the blame on an agent who has not yet been found.
Web links
- «Invented insured persons» , TV report in the Rundschau on SRF 1 on August 13, 2008.