Mandate reference
The mandate reference is - under the procedure for non-cash payments SEPA - one from the payee individually, allocated marks for the payer issued debit consent (mandate).
The mandate reference in combination with the creditor identification number clearly identifies the mandate on which the direct debit is based. The creditor of payments specifies it and must choose it so that it is unique in combination with his creditor identification number. The submitter must inform the payer of both details before the first SEPA direct debit. Both identifications must be entered in each individual direct debit submitted for collection.
The mandate reference can contain up to 35 characters. It generally shows what the payment is for and contains, for example, a customer or membership number or some other identifier specified by the creditor, while the creditor identification number represents who is being paid to.
construction
The mandate reference (Sepa: "MndtId") can contain up to 35 characters. The internal structure can be chosen freely. Only the following characters are permitted:
- Digits: 0… 9
- Letters: A ... Z and a ... z (no distinction is made between upper and lower case)
- Special characters: +? / -: (). , '
- White space
Umlauts and other characters are not permitted.
Example: L10013DE59R10E1R98VC00D2DX
Individual evidence
- ^ Deutsche Bundesbank General questions about SEPA [1] FAQ
- ↑ Technical specifications of the Deutsche Bundesbank for the processing of SEPA direct debits in interbank payments via the SEPA-Clearer (SCL) of the EMZ ("Technical Specifications SDD / SCL")
- ↑ SEPA Core Direct Debit Scheme Interbank Implementation Guidelines