care insurance

from Wikipedia, the free encyclopedia

The long-term care is part of the group of social and insures the risk of long-term care from. If the insured event of need for care occurs, the insurance company provides cash benefits or benefits in kind in order to guarantee the necessary care in whole or in part. The benefits generally include both inpatient and home care .

A distinction is made between compulsory long-term care insurance and (voluntary) supplementary long-term care insurance .

The long-term care insurance systems of individual countries:

Germany

Since the introduction of compulsory long-term care insurance in Germany in 1995, according to SGB ​​XI, every person residing in Germany is obliged to insure not only the risk of illness but also the risk of long-term care with their own insurance. Every health insurance company and every private health insurance company has since been obliged to offer long-term care insurance.

Austria

Long-term care insurance is a voluntary, preferential self-insurance or continued insurance of the pension insurance . There is a state care allowance in accordance with the Federal Care Allowance Act as well as family hospice leave for the care of dying relatives and seriously ill children, which is also covered by pension or health insurance. See also Home Care Act .

Switzerland

There is no explicit long-term care insurance; this is part of the compulsory health insurance .

Web links

Wiktionary: Long-term care insurance  - explanations of meanings, word origins, synonyms, translations

Single receipts

  1. ↑ Insurance options . In: Citizens → Social affairs and emergencies → Long-term care → Caring relatives. HELP.gv.at , Federal Chancellery Austria, August 1, 2008, accessed on August 17, 2008 .
  2. ↑ Insurance options . (No longer available online.) In: Economy → Employees → Inability to work → Family hospice leave. HELP.gv.at, August 1, 2008, archived from the original on August 1, 2008 ; Retrieved August 17, 2008 .
  3. ↑ Ruedi Spoendlin: long-term care. In: SOCIALinfo dictionary of social policy. Retrieved August 17, 2008 .