Photo transfer
The Photo Transfer is part of Mobile Banking . A first prototype was presented in March 2012 by Deutsche Bank and the IT service provider GFT at CeBit. At the beginning of 2014, it was the first bank in Germany to use ING DiBa in regular operations. Photo transfer is available in many banking apps.
When transferring photos, the bank's mobile banking app is opened and an invoice is then taken using the photo function of a smartphone. The captured image is then sent to a server , which reads out the data required to create a transfer. These are then sent back to the app and automatically entered in the transfer form. The software transfers the central information from the invoice, transfer slips or reminders to the online transfer form. The information transmitted includes IBAN , recipient, purpose and transfer amount, so that incorrect typing can be avoided.
The technical basis for the photo transfer is a real-time semantic analysis that extracts structured information from documents without a known structure - e.g. the photo of any invoice.
Individual evidence
- ↑ CeBIT: Deutsche Bank presents photo transfer . In: ZDNet.de . March 8, 2012 ( zdnet.de [accessed October 26, 2017]).
- ↑ "Never again type in an IBAN": ING Diba cooperates with the smartphone app Gini Pay. Retrieved October 26, 2017 .
- ↑ Peter Krajewski: 22 online banks in the test: only one is very good. In: Chip.de. October 26, 2018, accessed July 29, 2019 .
- ↑ a b c online banking via smartphone zdf.de
- ↑ Stiftung Warentest (publisher): Finanztest Jahrbuch 2019: 90 tests and reports . Stiftung Warentest, 2018, ISBN 978-3-7471-0033-2 ( google.de [accessed on July 29, 2019]).
- ↑ How does the photo transfer work? noz.de
- ↑ Banking apps put to the test: How secure is mobile banking with a smartphone? In: Chip.de. September 19, 2018. Retrieved July 29, 2019 .