Total return
The total return is a technical term from the insurance industry and is related to the profit sharing in the area of life insurance . It denotes the sum of the current interest , i.e. H. the current profit participation and the guaranteed interest rate, and the final bonuses granted and is usually declared annually by insurance companies for the following calendar year. Life insurers usually announce the total return in the last quarter of a year for the following calendar year. Many life insurers are orienting themselves towards Allianz Lebensversicherung as the market leader in Germany.