Kidnapping insurance
A kidnapping and ransom insurance reimbursed the case in a hostage ransom , but also covers the cost of intermediaries, interpreters, and psychiatrists and physicians from aftercare. Some insurance companies also contribute to the costs of safety training for their customers. Companies and persons who are active in high-risk areas can be considered as policyholders. Places that are frequently covered include parts of Russia and Eastern Europe, Haiti , Mexico , Venezuela , Nigeria, and other African countries. The insurance is offered to managers of European companies abroad and to employees of non-governmental organizations (NGOs).
In Germany, ransom insurance was not permitted until 1998.
Alien abduction
A special form of kidnapping insurance is insurance against kidnapping by aliens . While there is no evidence that such an event ever happened, several insurance companies offer policies that become due when the insured can prove that they were abducted by aliens and brought back to Earth. The US St. Lawrence Agency and a British insurance company are said to have sold more than 20,000 policies each. Experts criticize that such policies are aimed primarily at people with mental illness.
The Heaven's Gate sect acquired insurance against alien abduction prior to their mass suicide. The London insurer GRIP guaranteed a payment of US $ 160,000 for a proven abduction by extraterrestrial beings for a premium of US $ 155 a year. With a simultaneous impregnation by aliens, the sum would even have risen to 320,000 US dollars. This option was explicitly also possible for men as protection against the unknown technological possibilities of the aliens.
Individual evidence
- ↑ Archive link ( Memento of the original from December 25, 2010 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Kidnap and Ransom Monthly Review, July 2012 . Archived from the original on September 12, 2014. Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. Retrieved January 3, 2016.
- ^ Kidnap & Ransom Insurance. Dr. Walter GmbH, accessed on September 15, 2017 (website of a German insurance broker).
- ↑ Ransom Insurance. (PDF) In: BaFin-Journal. September 2017, p. 4 , accessed September 15, 2017 .
- ^ Nathan Erb: Unusual Insurance Policies . Geico . Retrieved December 1, 2014.
- ↑ Do you really need alien insurance? . June 28, 2000.
- ↑ Linda Dégh : Legend and Belief: Dialectics of a Folklore Genre . Indiana University Press , Bloomington, Indiana 2001, ISBN 978-0253339294 , p. 446, (Retrieved August 15, 2014).
