Pension type factor
The pension type determines since 1 January 1992 within the pension formula of the German pension the amount of pension benefits with. Its amount depends on the different security goals of the pension types.
The type of pension factor is specified in Section 67, Book Six of the Social Security Code .
The factor has the effect that pensions with a wage replacement function (e.g. old-age pensions) are higher than pensions with a wage supplement function (e.g. pensions due to partial incapacity) or maintenance replacement function (e.g. widow's pensions) despite the same underlying contribution .
In the case of widow's pensions , the so-called quarter of the death (see below) still has a wage replacement function. This means that surviving spouses are not immediately referred to the lower widow's pension.
The pension type factor in practice
| Pension type factor (RAF) | Pension type | |
|---|---|---|
| Statutory RV 1 | Miners RV 2 | |
| 1.0 | 1.3333 | Old age pension |
| 0.5 | 0.6 or 0.9 or 1.3333 | Pension due to partial reduced earning capacity (as part-time work remains possible) |
| 1.0 | 1.333 | Full disability pension |
| 1.0 | 1.333 | Inability to work pension (if you were already entitled to a pension on December 31, 2000) |
| 0.6667 | 0.8 or 1.2 | Occupational disability pension (if you were already entitled to a pension on December 31, 2000) |
| 1.0 | 1.3333 | Education pensions |
|
1.0 0.25 |
1.3333 0.3333 |
Small widow's or widower's pension ... ... until the end of the 3rd calendar month after the month of death of the spouse ... from the beginning of the 4th calendar month after the month of death of the spouse |
|
1.0 0.6 0.55 - |
1.3333 0.7333 - 0.8 |
Large widow's or widower's pension ... ... until the end of the 3rd calendar month after the month of death of the spouse ... from the start of the 4th calendar month after the month of death of the spouse ... from the start of the 4th calendar month after the month of death of the spouse (for marriages concluded on or after January 1, 2002, in which the spouses' birth dates are after January 2, 1962) ... from the beginning of the 4th calendar month after the month of death of the spouse (if the pension is already on December 31, 2000 duration) |
| 0.2 | 0.2667 | Full orphan's pension |
| 0.1 | 0.1333 | Half-orphan's pension |
| - | 0.5333 | Pension for miners |
Changes due to the reform of pensions due to reduced earning capacity
The law on the reform of pensions due to reduced earning capacity, which came into force on January 1, 2001, abolished the disability pension for new pensioners. In order to protect legitimate expectations, however, the occupational protection for insured persons who were born before January 2, 1961, i.e. who had already reached the age of 40 when the reform came into force, was integrated into the new system of the two-tier disability pension. As a result, the disability pension with the pension type factor 0.6667 is no longer to be paid, but the pension for partial disability in the event of occupational disability with the factor 0.5.
The reason for the reduction in the pension artifactor for the professionally disabled enjoying legitimate expectations was that they are still able to earn the other half of their livelihood with part-time employment in their previous occupation or full-time employment in an activity in the general labor market.
Web links
German pension insurance: Pension type factor
Individual evidence
- ↑ Information portal social old-age provision, Federal Miners' Union ( Memento of the original from December 18, 2010 in the Internet Archive ) Info: The archive link has been inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Law on the reform of pensions due to reduced earning capacity of December 20, 2000 ( Federal Law Gazette I, p. 1827 )
- ^ Draft of a law to reform pensions due to reduced earning capacity (PDF; 228 kB) German Bundestag printed matter 14/4230 p. 24
