Scatter damage

from Wikipedia, the free encyclopedia

As splash damage , and scattered damages or mass damages are called in Germany damages that occur in a large number of persons, the same or have similar causes and the amount is so small that the individual concerned does not pursue its legal claim, as asserting his rights before Court causes higher costs than the actual damage.

Examples from the field of economics

Examples of spread damage are: illegal price agreements , excessively high credit card fees , deliberately faulty electricity meters , unauthorized direct debit fees , incorrect value dates for credit bookings , insufficient surrender values for life insurance, etc. What they have in common is that a large number of consumers financially from one or more natural and legal persons were harmed.

Stray damage in insurance

From the point of view of property insurance , scattered damage is a damage event that is made up of several insured events or can not be assigned to the specific damage event because it is its consequential damage .
Example of this: Closure of a railway line due to signal box failure : Scattered damage: damage to tap water + costs for the use of rail replacement services , or the reimbursement of expenses for replacement procurement of transport options on the first day of the damage ( taxes ).

Web links

Exercise book on commercial law: Questions-Cases-Solutions by Bernhard Rohlfing (accessed October 30, 2009)

Individual evidence

  1. Umweltrecht.de  ( page no longer available , search in web archivesInfo: The link was automatically marked as defective. Please check the link according to the instructions and then remove this notice. (queried on October 27, 2009)@1@ 2Template: Dead Link / www.umweltrecht.de  

literature

  • Alexander Kruß: Cartel damage and consumer protection - legal and factual legal enforcement hurdles for the compensation of cartel- related scatter damage taking into account Community law requirements. Hamburg 2010, 344 pages, ISBN 978-3-8300-4785-8