Automatic checkout safe
An automatic cash safe (AKT), also known in practice as an employee-operated banknote machine ( BBA) or occasionally a cash adapter (CA), cash master (CM) or teller assist unit (TAU), is a safe that banks use to pay out Barem money is used at the counter or at cashier stations. In order to increase security, the cash is kept in such safes. Fast access to the contents of the safe is not possible due to the time lock and maximum amount limits. Payouts are made via PC input.
There are several cash cassettes or rolls in an ACT . These can be filled with different banknotes . The input into the computer enables it to pay out the correct amounts when a payout is made. By default, a household mix of bills is issued, but the cashier can also enter the desired denomination. The authenticity of the bills is checked automatically with modern AKTs during the payment processes . Newer ACTs are also able to check the correct assembly. Mispayments are possible, albeit very rarely.
In 1983, only around 4 percent of banks and savings banks in the Federal Republic of Germany were equipped with an automatic teller safe (AKT), but since then they have replaced the previously usual cash boxes in the cash boxes, in which the cashiers keep the banknotes for the customers' cash transactions. With the first models used, the cashier entered the desired amount into the computer and after a waiting time of 3 minutes, the money was issued through a cash register slot. The issue was limited to 40 banknotes every 3 minutes. The computer only gave access to the vault after waiting 15 minutes. Today, a maximum of 5,000 euros can be paid out within 30 seconds, but a maximum of 10,000 euros within 2 minutes. Amounts from 10,000 to 50,000 euros may only be available after at least 5 minutes. The main safe may only be opened after a blocking time of at least 10 minutes. By way of comparison: at Hamburger Sparkasse (Haspa), 25 million transactions were processed via conventional cash boxes and only 5 million via ATMs in 1992. By 1999, the number at the machines had risen to more than 20 million items and dropped to 15 million items for the cash boxes. All cash boxes were abolished by 2002.
In the accident prevention regulation for cash registers (GUV-V C 9) of the administrative professional association , automatic cash safes are compulsory in Germany if the cashiers do not work in their own glazed cash room with extensive additional security precautions.
See also
Individual evidence
- ↑ Peter Michael Wolf: At Haspa, cash boxes have had their day. In: welt.de . March 20, 2001, Retrieved October 7, 2018 .
literature
- Accident prevention regulations for cash registers GUV-V C 9 (PDF, 184 kB)