The precautionary lie: How politics and private pension insurance are driving us into old-age poverty

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The pension lie: How politics and private pension insurance drive us into poverty in old age is a non-fiction book published in 2012 by the authors Holger Balodis and Dagmar Hühne . It addresses the interdependence of politics and the insurance industry in the context of private pension insurance.

content

Balodis and Hühne address the lobbying work of private sector associations and insurance companies in The Prevention Lie. Under red-green, this led to a reduction in the statutory pension in favor of private insurance. Pension experts such as Bert Rürup , Bernd Raffelhüschen , Meinhard Miegel and Axel Börsch-Supan are intertwined with the insurance industry. The Initiative for a New Social Market Economy and the Bertelsmann Foundation influenced according to the authors, public opinion regarding demographics .

Reviews

Philipp Kron from the FAZ states: At its core, the book is a settlement with the insurance industry, which, along with the lobby groups mentioned, was one of the main drivers of the reforms. The authors list many actual annoyances: from excessive closing payments, which significantly reduce expected returns, to consumer-damaging behavior such as poaching customers with high losses, to unsavory incentive trips for salespeople with high sales. However, the facts would be too pointed because the argument is aimed at highlighting the failure of the pension reform . The reviewer Eva Völpel from the taz considers the content of the authors' work to be convincing and linguistically good: Years of expertise and their contacts enable them to have detailed descriptions of politics and informative discussions with the advocates of partial privatization as well as with those who resisted and soon found themselves alone found in a wide hallway. (...) The book is rounded off by an analysis of the false promises of insurance companies and affordable alternatives, which can also be easily read by laypeople. NDR Info considers the work to be a fiery and serious plea for a U-turn in pension policy.

expenditure

Web links

supporting documents

  1. ↑ http://www.seiten.faz-archiv.de/faz/20121224/fd1201212243730160.html
  2. ↑ http://www.seiten.faz-archiv.de/faz/20121224/fd1201212243730160.html
  3. ↑ http://www.taz.de/1/archiv/archiv/?dig=2013/02/02/a0036
  4. ↑ http://www.ndr.de/kultur/literatur/buchtipps/vorsorgeluege101.html ( Memento from August 8, 2013 in the Internet Archive )