Black driver insurance

Under Dodger insurance refers to a type of insurance by which to be paid for punitive transport surreptitiously be taken if the Dodger is caught by a ticket inspector.

background

The idea comes from organized fare dodger communities who demand a principle of solidarity for public transport and are of the opinion that the use of public transport should not cost anything for those being transported, but "like the sidewalks " should be "paid by everyone". The demand includes redistribution through taxes for public transport and the simultaneous prioritization of urban public transport over individual motor transport in order to relieve the environment . Another positive socio-economic effect of free public transport, according to the fare dodger communities, is to save costs for the ticket and control system and to put an end to the bad mood in the public that these systems cause.

The insurance service is usually not offered by professional insurance companies, but rather represents a more or less well organized solidarity agreement in the vicinity of fare-dodger communities, which should be located in the area of mutual insurance associations . The policyholders regularly pay a fixed premium, which gives them the right to receive compensation from the insurance company for any claims for penalties for secret transport.

Existence of fare dodger insurance

For example, fare dodger insurance currently exists in Stockholm and Paris . In Germany too, the AStA of the University of Hanover founded such an insurance in the 1980s, but it soon had to be discontinued due to more intensive ticket controls and the associated increased insurance benefits.

literature

Gerald Hubmayr: Schwarzfahren: the art of tariff-free network gliding, with a foreword by Roland Girtler , Böhlau, Vienna / Cologne / Weimar 2000, ISBN 3-205-99187-7 (dissertation University of Vienna 1999 under the title: Blinder Passenger, Transport Company and Controller , 187 pages).