Transfer terminal
A transfer terminal is a self-service terminal in the banking sector , where transfers can be made. Usually it is a kiosk system with a touchscreen , keyboard , printer and special keyboard for entering the PIN . Some of these are also equipped with a receipt scanner, with which the bank customer can scan in completed transfer receipts himself. In addition to transferring funds, it is often possible to query the account balance , view the securities account or print out account statements . The legitimation for transfers takes place via the bank card and PIN.
Like ATMs and bank statement printers , these devices are usually located in the lobby of bank branches that are accessible around the clock. Many banks also call these devices differently, e.g. For example, Deutsche Bank calls its transfer terminals BankingTerminal , Dresdner Bank called them ServiceTerminal or simply self-service terminal .
Self-service terminals are used to relieve counter staff, to enable 24-hour availability and to save money in various areas - such as B. the document processing - to save. Customers are attracted to the use of the self-service terminals through reduced transaction fees - alternatively, they are forced to use the terminals through greatly increased fees for paper-based transactions.
Since the transfers from a transfer terminal are usually imported directly into the booking system, the time disadvantage of a paper transfer is eliminated, the booking is made directly to the client's account.
Individual evidence
- ↑ Allianz and Dresdner Bank start their first banking agencies . Dresdner Bank, Frankfurt am Main February 8, 2007 ( dresdner-bank.de ( memento from February 20, 2007 in the Internet Archive ) [accessed on March 1, 2007] Dresdner Bank press release).