Bank German motor vehicle trade
| Bank German motor vehicle trade GmbH | |
|---|---|
|
|
| Country |
 Germany
|
| Seat | Hamburg |
| legal form | GmbH |
| founding | 2000 |
| Website | www.bdk-bank.de |
| Business data 2015 | |
| Total assets | 3,042 million euros |
| insoles | 1,104 million euros |
| Customer credit | 2,723 million euros |
| Employee | 699 (2016) |
| Offices | 3 |
| management | |
| Corporate management |
Hermann Frohnhaus |
The Bank of the German Automotive Industry GmbH ( BDK ) is a manufacturer-independent specialist bank for the automotive industry based in Hamburg. It was founded in 2000 with the participation of the Central Association of the German Motor Vehicle Industry . The BDK is integrated into the Société Générale group and a member of the banking association. The company offers financial services in the automotive sector for car dealerships and their customers. The product portfolio includes vehicle financing, vehicle leasing, dealer refinancing (purchase financing), insurance and other services. The partner for the leasing offer is ALD Lease Finanz GmbH (ALD LF). BDK and ALD LF work in personal union.
history
In 2000, the German Motor Vehicle Industry Bank was founded. The BDK is a joint establishment of GEFA Gesellschaft für Vertriebsfinanzierung mbH (GEFA), TECHNO Versicherungsdienst GmbH and Beteiligungsgesellschaft des Kfz-Gewerbes mbH with the purpose of providing car dealerships with financial services.
Due to a strategic realignment, the Deutsche Bank , which was involved in GEFA, parted with its investment finance, leasing and vehicle fleet management business in 2001. The large French bank Société Générale (SG) became the new owner . SG decides to bundle the car financing and car leasing business at the Hamburg location. For its part, GEFA sold its shares in BDK to ALD Autoleasing D GmbH. In 2003 the seat of the BDK was relocated from Wuppertal to Hamburg.
The Société Générale separated the fleet business of ALD Autoleasing D from the retail and end customer business. In 2005, ALD Lease Finanz GmbH was founded. She took over BDK's leasing business for retail and end customers. The fleet business is managed by ALD Autoleasing D GmbH. The BDK continues to be responsible for the financing business.
In 2017, the BDK achieved 1st place in the “ Autohaus -Bankenmonitor” category in the “Independent Car Banks” category.
Alignment and products
The BDK is the financing and leasing partner of the Central Association of German Motor Vehicle Trade and the Central Association of the Motor Vehicle Trade and the subsidiary of the motor vehicle trade. The bank carries the logo of the motor vehicle trade, the circle with the stylized car and the words “KRAFTFAHRZEUG GEWERBE”. As part of the all-finance concept, the products are divided into four product areas and consist of vehicle financing, vehicle leasing, dealer refinancing (purchase financing) and insurance as well as other services. The products for consumers are not sold directly by the bank, but indirectly by the sales advisors in the dealership. The processing of the leasing contracts and the leasing services is carried out by ALD Lease Finanz GmbH.
Shareholder
The BDK is a limited liability company . Its shareholders are ALD Lease Finanz GmbH (51% of the voting rights), Beteiligungsgesellschaft des Kfz-Gewerbes mbH (34% of the voting rights) and TECHNO Versicherungsdienst GmbH (15% of the voting rights). BDK is part of the group of French banks, one of the largest banks in Europe, through ALD Lease Finanz GmbH or its parent company, Société Générale . The Beteiligungsgesellschaft des Kfz-Gewerbes mbH belongs to the Central Association of the German Motor Vehicle Industry. V. , TECHNO Versicherungsdienst GmbH is majority owned by Nürnberger Versicherung .
Web links
- Website of the German Motor Vehicle Industry Bank
- Bank German motor vehicle trade in the BaFin company database
swell
- Banking Association: Members
- BDK annual reports 2009–2016 (PDF download)
- Kfz -betrieb No. 26/2010, pp. 35–50
- Press release from the Central Association of the German Motor Vehicle Industry. V. of July 7, 2010 (10 years of BDK)
- Bundesbank: Directory of credit institutions (PDF file)
Individual evidence
- ↑ Annual financial statements as of December 31, 2015 in the Federal Gazette , research at http://www.bundesanzeiger.de/
- ↑ Vote with elements of surprise. In: autohaus.de. July 12, 2017. Retrieved August 2, 2017 .
Coordinates: 53 ° 36 ′ 6.2 " N , 9 ° 58 ′ 51.4" E