Creditplus Bank

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  Creditplus Bank AG
logo
Country GermanyGermany Germany
Seat Stuttgart
legal form Corporation
Bank code 600 306 00
BIC CPLU DES1 XXX
founding 1960
Website www.creditplus.de
Business data 2018
Total assets 5,235 million euros
Employee 629
Offices 18th
management
Board Belgin Rudack (Chair),
Jean-Christophe Coquet,
Daniel Eschbach,
Karim Tsouli
Supervisory board Laila Mamou (Chair)
Headquarters in Augustenstrasse in Stuttgart

The Credit Plus Bank is a 1960 based credit institution with the business units sales financing, personal loans and dealer financing. The corporation , based in Stuttgart is part of the French consumer finance group CA Consumer Finance for Credit Agricole Group. Creditplus currently has 629 employees and is represented nationwide with 18 branches.

history

The bank was founded on April 1, 1960 in Stuttgart by Willy Wall under the name of partial payment credit bank Willy Wall (TKB). In 1977, the bank's founder decided to sell to the US-American Beneficial Corporation (today part of the British HSBC ) and in 1979 it was renamed as a subsidiary in BFK-Kreditbank . In 1987 the takeover and merger with the Münchener Kredit-Bank AG took place under the existing name . The Münchener Kredit-Bank AG had already taken over the Allgemeine Finanzbank AG (founded in 1964 as Pfälzische Kundenkreditbank AG ) in 1983 . In 1992 Pacific-Bank GmbH in Offenbach was taken over and in 1996 BFK-Kreditbank was renamed Beneficial Bank AG . In 1997, the company also started the online lending business. In 1998, the Beneficial Corporation sold its German business to the French banking group CA Consumer Finance based in Paris. The French commercial bank Crédit Agricole (CASA) took over 100% of the CA Consumer Finance Group by 2000, and in Germany the subsidiary was renamed Creditplus Bank AG, which has since been part of the Crédit Agricole Group via CA Consumer Finance (CA CF).

Business areas

With the dealership purchase financing, Creditplus Bank targets both single and multi-brand dealers as well as independent dealers from the automotive industry. As a subsidiary of the international consumer finance group CA CF, Creditplus supports partners in cross-border sales financing. CA CF is currently represented in 21 countries.

On January 1, 2011, Creditplus took over the function of a so-called captive bank for Suzuki Deutschland GmbH , i. i.e. it is closely linked to the manufacturer. Creditplus, for example, is the financing service provider under the name of Suzuki Finance, responsible for the purchase and sales financing of Suzuki products. Suzuki Leasing, on the other hand, is not operated by Creditplus Bank.

In the PartnerBanking business area , Creditplus Bank functions as a “credit factory”, ie as a supplier and processor for the consumer credit product. Partners are banks that want to benefit from the specialist's know-how when it comes to installment loans or who cannot achieve the economies of scale required in the consumer loan business. Creditplus Bank is already working with BW-Bank, which belongs to Landesbank Baden-Württemberg, institutes from the savings banks and Volksbank sectors, Bausparkasse Mainz and Südwestbank. She belongs to the deposit insurance of the Association of German Banks.

The balance sheet total in 2018 was EUR 5,235 million. The annual result for 2018 was EUR 21.2 million.

criticism

The TÜV Saarland, Credit Plus Bank in the services with test "good" (1.8) rated (01/2017). Customer satisfaction at the IPSOS Institute was 95% in 2016.

Memberships

Web links

swell

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ CreditPlus Bank: Karim Tsouli is a new board member . Retrieved November 18, 2015.
  3. ↑ TÜV certification on the bank's website. Retrieved November 20, 2018.

Coordinates: 48 ° 46 '20.6 "  N , 9 ° 10' 9.1"  E