MT940
MT940 (MT = Message Type) is the SWIFT standard ( Banking Communication Standard ) for the electronic transmission of account statement data. In various online banking programs, MT940 is used as an interface to other programs (e.g. for accounting ) with which the bank statement data is processed further. The MT formats (Message Types, MT) currently used in the SWIFT community, to which MT940 belongs, are to be replaced in the long term by the XML formats described in the UNIFI (ISO 20022) standard in order to achieve global standardization (see also Camt format ).
construction
| Field number | Field name | Required field | additive | content | Sub-fields |
|---|---|---|---|---|---|
| : 20: | Transaction reference | P | |||
| : 21: | Reference reference number | O | |||
| : 25: | Bank account number | P | |||
| : 28 :,: 28C: | Statement number | P | |||
| : 60x: | Opening balance | P | x = "F" corresponds to the initial balance, x = "M" corresponds to the intermediate balance | 1 = debit / credit identification; 2 = date; 3 = currency; 4 = amount | |
| : 61: | Transaction details | O | Value date (P), posting date (O), debit / credit identifier (P), currency (O), amount (P), posting key (P), reference (P), bank reference (O), further information (O) | 1 = value date; 2 = transaction date; 3 = debit / credit identification; 4 = amount; 5 = transaction type; 6 = transaction number | |
| : 86: | Multipurpose field / description | O | |||
| : 62x: | Closing balance | P | x = "F" corresponds to the final balance, x = "M" corresponds to the intermediate balance |
(P = mandatory, O = optional)
Explanation using the example of the final balance
- Example: ": 62F: C170403EUR17.00"
- Field: ": 62F:" = final balance "F" for final balance "M" for intermediate balance
- Subfield 1: "C" = Credit, "D" = Debit (debit / credit identification)
- Subfield 2: "170403" Posting date structure: "YYMMDD"
- Subfield 3: "EUR" currency
- Subfield 4: "17.00" amount
particularities
- Line breaks: If the content of the field: 86: is longer than 65 characters, the following line will be broken. The description in field: 86: may contain a maximum of 390 characters in 6 lines.