Severity of damage

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Damage severity describes the extent of damage .

The insurance industry tries to determine the financial value of a loss. (See also risk management , actuarial mathematics )

In addition to direct material effects (financial damage, e.g. credit risk, property damage), damage can also have immaterial effects (e.g. personal injury, loss of time). They are therefore often recorded in insurance tables and thus quantified ( table of severe disabilities , etc.)

In software development , program errors are assessed according to their impact. The severity of a fault is divided into:

  • minor errors, blemishes (e.g. spelling errors in the user interface that do not interfere with the program flow)
  • Medium error (A function is not executed as intended, e.g. due to an incorrectly implemented call.)
  • Serious error (important parts of the program do not work and there is no remedy, the system crashes, etc.)

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In the risk assessment in occupational safety (see risk ), the criteria are classified according to the severity and duration of damage and assigned to certain hazards :

  • Slight temporary damage to health
  • Temporary damage to health
  • Permanent damage to health
  • Serious permanent damage to health

(See also risk matrix according to Nohl)

With the key indicator method (e.g. according to the Load Handling Ordinance ) on certain work criteria, estimates are made (e.g. weight of the load being handled, age and gender of the person).

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