1822 directly
| 1822 direct company of Frankfurter Sparkasse mbH |
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|---|---|
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| Country |
 Germany
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| Seat | Frankfurt am Main |
| legal form | Company with limited liability |
| Bank code | 500 502 22 |
| BIC | HELA DEF1 822 |
| founding | August 7, 1996 |
| Association | Savings Banks and Giro Association Hessen-Thuringia |
| Website | www.1822direkt.de |
| Business data | |
| Offices | 0 |
| management | |
| Supervisory board | Stephan Bruhn (Chair) |
| Corporate management |
Wolfgang Degenkolb (speaker) |
The 1822direkt company of Frankfurter Sparkasse mbH is a wholly owned subsidiary of the Frankfurter Sparkasse in the legal form of a limited liability company with headquarters in Frankfurt am Main .
organization structure
The 1822direkt is not itself a credit institute, but acts as a sales company for the direct banking products of the Frankfurter Sparkasse. As a sales company, 1822direkt is not included in the list of approved credit institutions of the Federal Financial Supervisory Authority , but is nevertheless supervised by it.
history
1822direkt was founded on September 28, 1996 as a subsidiary of Frankfurter Sparkasse. The name is derived from the year the Sparkasse was founded in 1822. Since the takeover of Frankfurter Sparkasse by Helaba Landesbank Hessen-Thüringen in August 2005, 1822direkt has also been part of the Landesbank Hessen-Thüringen group .
- Historical logos
1996-2006
2006–2012
2012-2020
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Products
As the sales company of Frankfurter Sparkasse, it offers banking products for private customers via the Internet and telephone.
In addition to overnight money, current and deposit accounts, the 1822direkt product portfolio also includes fixed-term deposits and various securities investments. In addition, the 1822direkt offers installment loans, mortgage lending and individual insurance offers for its customers. The product 1822mobile, which can only be used with mobile devices, has been available since October 2017.
As a sales and subsidiary of Frankfurter Sparkasse with a uniform account number system, their bank code 500 502 01 can also be used equally . This is also used to create the international bank account number (IBAN) .
In a study by the German Institute for Service Quality from spring 2017, the direct bank took first place.
Institute security
As a subsidiary of Frankfurter Sparkasse, the fourth largest savings bank in Germany, 1822direkt also belongs to the institute- securing liability association of the Sparkassen-Finanzgruppe . This has been recognized as a deposit protection system under the Deposit Protection Act (EinSiG) since July 3, 2015 .
Web links
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ https://portal.mvp.bafin.de/database/InstInfo
- ↑ Study of direct banks from April 21, 2017. Website of the German Institute for Service Quality , accessed on May 24, 2018.
- ↑ Stefan Zopp: Sparkassen and Landesbanken in transition: Legal form questioned, business conduct and visions put to the test . Diplom.de , Augsburg 1999, ISBN 3-8386-1265-5 , pp. 74 ( full text / preview in Google book search).
Coordinates: 50 ° 8 ′ 12.3 " N , 8 ° 44 ′ 34.3" E