Active bank
| Aktivbank AG | |
|---|---|
|
|
| Country |
 Germany
|
| Seat | Frankfurt am Main |
| legal form | Corporation |
| Bank code | 600 307 00 |
| BIC | AKBA DES1 XXX |
| founding | 1990 |
| Website | https://www.aktivbank.de/ https://www.aktivbank-factoring.de/ |
| Business data 2019 | |
| Total assets | 233.318 million euros |
| insoles | 142.910 million euros |
| Customer credit | 88.409 million euros |
| Employee | 108 |
| Offices | Frankfurt am Main, Pforzheim |
| management | |
| Board | Frank Geisen / Hauke Kahlcke / Gerhard Glesel |
| Supervisory board | Frank Schuffelen (Chairman) |
The Aktivbank is a German financial institution with headquarters in Frankfurt am Main . It offers industry groups and sole proprietorships financial services. The main focus of the product range is central settlement and factoring . Aktivbank AG is a medium-sized bank that focuses its business activities on medium-sized customers.
development
In 1990 the Danish Aktivbanken founded the German Aktivbank AG. This initially had its seat in Stuttgart, in 2000 the seat was moved to Pforzheim. In 2006, DZB Bank GmbH acquired the majority of shares in Aktivbank AG. Today she is a 100 percent shareholder. Together with DZB Bank GmbH , Aktivbank AG is part of the ANWR Group eG .
In June 2019, Aktivbank AG took over the central settlement business of VR LEASING. With the acquisition, Aktivbank AG expanded its activities in bank-supported central settlement and thus underlined its strategic focus on the core products of central settlement and factoring.
In July 2019, the company moved to Frankfurt am Main. There is also a branch in Pforzheim.
Business activity
The main business activities are central settlement with del credere assumption and factoring . Target groups in central settlement are trade cooperations and their member companies, such as B. in the sectors of auto parts and accessories, building materials specialist trade and specialist trade for kitchens and furniture. In the factoring business field, medium-sized production, service and trading companies are addressed.
Central settlement
With central settlement , the bilateral business relationship between dealer / cooperation on the one hand and supplier on the other becomes a triangular relationship.
While orders and deliveries continue to be processed exclusively between the trading partners, invoices, invoice control, document management and payment are handled by Aktivbank AG. Central settlement with the assumption of credit transfer also means that Aktivbank AG is liable to the supplier for the merchant's payment for the goods. Once the goods have been delivered and the invoice has been checked by the dealer or the cooperation, Aktivbank AG pays the supplier invoice within the agreed period. For this, it charges a fee from the supplier and dealer.
Several million receipts are submitted, archived, checked and paid for at Aktivbank AG every year. Aktivbank AG now has a customer base of over 15,000 corporate customers and purchasing associations from over 20 industries. With the central settlement platforms ZROnline and Web-ZR 2.0, Aktivbank AG is able to receive electronic (digital) invoices, process them and archive them in a tax-compliant manner.
Factoring
Factoring ensures the liquidity of the seller in the sales process. In factoring, a triangular relationship is created in which purchase and delivery are concluded between seller and buyer. Aktivbank AG, as the third party, ensures the short-term payment of the seller's invoice. She buys the receivable from the customer and thus assumes the risk of delayed payment or default. The quick payment of outstanding accounts makes financial planning easier and improves the seller's liquidity. If a buyer is unable to pay, Aktivbank AG guarantees 100 percent protection against payment default if the limit has been signed in advance. Upon request, the bank can also handle dunning and debt collection.
Aktivbank AG offers an online factoring calculator. The online calculator makes factoring pricing transparent and comparable for interested parties. Any interested party can call up initial cost indications for their company in three steps. With the information, the calculator calculates not only the costs but also the liquidity advantage with factoring. Since the end of 2018, it has been possible to apply for a factoring contract online in just a few steps directly after the online calculator for smaller companies. The company data is analyzed directly online as part of an online contract. After a positive check, the data will be forwarded to Aktivbank AG for processing. With the online contract, the factoring customer also saves the factoring fee.
Deposit insurance
The bank belongs to the protection scheme of the Federal Association of German Volksbanks and Raiffeisenbanks (BVR) . The responsible supervisory authority is the Federal Financial Supervisory Authority (BAFin) based in Bonn.
Memberships
Aktivbank AG is a member of the Northern Black Forest Chamber of Industry and Commerce and the German Factoring Association
literature
Web links
- Active bank in the BaFin company database
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Annual Report 2019 of Aktivbank AG (PDF; 1.9 MB)
- ↑ Imprint and terms of use | Aktivbank AG. Retrieved July 2, 2019 .
- ↑ Press releases. Retrieved July 2, 2019 .
- ↑ Imprint and terms of use | Aktivbank AG. Retrieved July 2, 2019 .
- ↑ Special bank and partner of medium-sized companies since 1990 | Aktivbank AG. Retrieved July 2, 2019 .
- ↑ Press releases. Retrieved July 2, 2019 .
- ↑ Aktivbank. Retrieved April 1, 2019 .
Coordinates: 48 ° 53 ′ 58.7 " N , 8 ° 39 ′ 34.1" E