Employer's Liability Insurance Association for the Construction Industry

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The trade association for the construction industry ( BG BAU ), based in Berlin, is a commercial trade association in Germany and therefore the statutory accident insurance provider . It emerged on May 1, 2005 from the completed merger of seven regional construction trade associations and the civil engineering trade association. The background to the merger was the enormous increase in contributions due to the ever lower number of employees while the costs of reunification burdens and old cases remained the same.

Another problem is the insurance cover for illegal workers, which, since there is no income, has to be co-financed by the properly operating companies.

As a German social insurance agency, it mainly supports companies in the construction industry (subject matter responsibility) nationwide (local responsibility) within the framework of statutory accident insurance . BG BAU is - subject to Section 129 (1) No. 3 SGB ​​VII - also responsible for private, non-commercial construction work in accordance with Section 192 SGB ​​VII.

In the commercial sector, BG BAU looks after around three million employees in around 430,000 structural and civil engineering companies, the finishing trade and various service sectors such as chimney sweeps and building cleaners .

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