Generali Germany health insurance
| Central Health Insurance AG
|
|
|---|---|
_logo.svg&filetimestamp=20080815060907&){kind=logo} |
|
| legal form | Corporation |
| founding | October 1, 1913 |
| resolution | June 2020 |
| Reason for dissolution | Change of name to Generali Deutschland Krankenversicherung |
| Seat |
Cologne , Germany
|
| management | Jochen Petin ( CEO ) |
| Number of employees | 792 (2019) |
| sales | 1.93 billion euros (premium income 2016) |
| Branch | Private health insurance |
| Website | https://www.generali.de/privatkunden/ |
| As of December 31, 2016 | |
Central Krankenversicherung , headquartered in Cologne, was a private health insurance company . It was founded in 1913 as a stock corporation and was one of the largest private health insurers in Germany. It belonged to Generali Deutschland , the second largest primary insurer in Germany.
In the course of the restructuring, Central Krankenversicherung was renamed Generali Deutschland Krankenversicherung and the company headquarters relocated to Munich , the customer service center is still in Cologne.
Business activity
Central offers full insurance, supplementary insurance and company health insurance. Today Central has around 300,000 fully insured customers. Central's sales partners are Generali Insurance and Deutsche Vermögensberatung . Jochen Petin has been CEO since 2015. Central is a cooperation partner of Techniker Krankenkasse through its subsidiary Envivas Krankenversicherung .
history
Central was founded on October 1, 1913 as a stock corporation in Cologne. Business operations began on October 1, 1915 with 16 branches. Almost a year later, the employees moved into the premises of the Central headquarters at Cologne Hansaring 42, which is still the company's headquarters today. Central experienced its first boom in the mid-1920s: many citizens who had previously paid medical bills out of their own pocket and had renounced health insurance became impoverished due to inflation and poured into private health insurance. This development collapsed with the Second World War . Reconstruction began after 1945. The year 1964 was a decisive one when, with the introduction of the IBM 1401, computer-aided word processing found its way into administration.
As a result of the opening of statutory health insurance for employees whose income was above the compulsory insurance limit (in 1971) and the introduction of compulsory insurance for farmers (1972), Central lost around 220,000 insured persons. In 1971 the Aachen and Munich group acquired the majority of shares in Central. In 1975, Central acquired Deutsche Vermögensberatung AG (DVAG) as a sales partner. In the years from 1987 to 1997 alone, the number of insured persons doubled from around 556,000 to 1.1 million. The fact that the number of insured persons exceeded the million mark for the first time in 1997 was due not least to the merger with Saarbrücker Krankenversicherungs-Aktiengesellschaft (SAVAG). Central's market share rose from 3.9% (1987) to 5.1% in 1997. In 1998, Assicurazioni Generali took over the majority stake in Aachener und Münchener Beteiligungs AG and in 2000 merged Generali Krankenversicherung AG with Central.
As one of the first private health insurers, the company no longer offered so-called entry-level tariffs in new business since August 2011 and focuses on tariffs that offer high-quality insurance protection. In 2012, Central also repositioned itself in terms of sales: its own sales organization was closed and new business with brokers stopped. The German investment counseling took over the distribution.
With the entry into force of the Care Reorientation Act, the topic of care came into focus in 2013. In January, Central was one of the first insurers to offer a state-sponsored care tariff and complement it with a supplementary tariff.
As part of Generali's One Company model, Central will be renamed Generali Krankenversicherung AG in June 2020. The product range will
nothing change at first.
Care for people with diabetes
In 2014 Central z. B. provided diabetes sufferers with a fitness tracker in combination with an electronic blood glucose meter and gave a variety of tips on how to actively lower their blood sugar level.
Web links
- Central website
- Generali Germany health insurance in the company database of BaFin
- Early documents and newspaper articles on Generali Germany health insurance in the 20th century press kit of the ZBW - Leibniz Information Center for Economics .
Individual evidence
- ↑ a b Annual Report 2019 . Central Krankenversicherung AG, accessed on August 6, 2020.
- ↑ Private health insurers - market shares in Germany until 2014 | Statistics. Retrieved July 29, 2017 .
- ^ Insurance messenger - balance sheet analysis of private health insurance companies
- ↑ Insurance Industry Today - New management team at Generali ( Memento of the original from April 5, 2017 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Finance-Insurance-Blog - Central Health Insurance
- ↑ Versicherungsbote - DVAG pushes Central Care-Bahr insurance
- ^ Mirko Wenig: Central becomes Generali Krankenversicherung. In: Insurance messenger. June 19, 2020, accessed on June 19, 2020 (German).
- ↑ Focus - motivational aid: fitness bracelets encourage couch potatoes
