Household income

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The household income is the sum of the income of a private household (. For example, which of several household members and various sources of income from the income remuneration , revenue from entrepreneurial activity , investment income , child support or bonds ) may be composed.

Of particular importance to meet the demand of the individual household and aggregate demand for consumer goods is the disposable income of the household or ( interchangeably ), the household net income (HNE), the amount which (z. B. the household after deduction of direct taxation income tax ) and social security contributions and receipt of transfer income , such as social benefits, remains from gross income .

Here the concept of net income deviates from the taxonomy of income - if the general concept of income results in disposable income only after adding state transfer income to net income, then for household income, "net" and "available" are equated, the entire balance of transfers, i.e. transfer outflows and Transfer inflows together are already included in household net income. This results from the different “gross income” concept for households: State transfer payments (inflows) are counted directly to the gross income of the household, whereas in the case of personal or individual income these transfer inflows, for example housing benefit , are not counted as gross income.

In addition, the freely disposable income is the part of the household net income that is not bound by expenses for accommodation, fees for energy, water, garbage collection, etc., as well as covering the needs necessary for living (food, clothing, personal care, etc.).

relevance

Household income is a possible benchmark for measuring wealth, e.g. B. in the study on the polarization of incomes of the DIW (June 2010).

development

A study presented by the OECD at the end of 2011 found that disposable household incomes in Germany rose by an average of 0.9% annually between 1990 and 2010. At the same time, however, the income of the higher earners grows by 1.9%, that of the low earners by only 0.1%. The situation is similar in all OECD countries; the gap between rich and poor is deeper than it has been in over 30 years.

It can also be observed to what extent the income development correlates with the price development. If prices ( inflation ) rise above those in net income, affected parts of the population will experience a decline in living standards.

See also

Web links

Wiktionary: household income  - explanations of meanings, word origins, synonyms, translations

Individual evidence

  1. ↑ Federal Statistical Office: Definitions and methodological explanations. Household income, personal income. In: Economic calculations, sample income and consumption, distribution of income in Germany. Fachserie 15 Heft 6, S. 11, Wiesbaden, 2012.
  2. ↑ dpa / epd / KNA: The gap between rich and poor is growing . In: badische-zeitung.de, December 6, 2011, accessed on January 8, 2012