Norisbank

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  Norisbank GmbH
logo
Country GermanyGermany Germany
Seat Bonn
legal form GmbH
Bank code 100 777 77
BIC NORS DE51 XXX
founding 1965, since 2006 run as norisbank GmbH
Website www.norisbank.de
Business data 2019
Total assets 4,171.0 million euros
insoles 3,706.6 million euros
Customer credit 565.3 million euros
Employee 55 (annual average of Norisbank GmbH, excluding employees at Deutsche Bank Group)
management
Supervisory board Markus Pertlwieser (Chairman)
Corporate management

Thomas Große Darrelmann (Chairman)
Marco Lindgens

Logo in 2007
Former Norisbank branch in Mainz with the blue lettering used until 2006

The Noris Bank GmbH (proper spelling norisbank ) is a German financial institution with headquarters in Bonn . Since November 2, 2006, it has been a wholly-owned subsidiary of Deutsche Bank through DB Capital Markets (Deutschland) GmbH and has been a pure direct bank since July 27, 2012 .

history

The roots of the Norisbank go back to 1954. From this year on, the mail order company Quelle offered to finance its products through Noris Kaufhilfe .

On June 4, 1965, Noris Kreditbank GmbH was founded with headquarters in Nuremberg . Its name goes back to the nymph Noris , the allegorical name of the city of Nuremberg. The business objective was to expand the financing of the entire range of goods from Quelle and the subsidiaries in the shipping and stationary sector. In 1969, Noris Kaufhilfe renamed Noris Bank GmbH . The name change was accompanied by an expansion of the product range to include banking services such as current and savings accounts.

In 1984 the Norisbank GmbH merged with the Hamburg-based consumer bank GmbH . The motivation for taking over the previously independent consumer bank GmbH was the purchase of the first German customer self- service system. The consumer bank was the first financial institution in Germany to introduce customer self-service in 1975, followed by one of the first ATMs worldwide in 1977 and the first online banking service in Germany in 1980. The Noris consumer bank GmbH was until the end of 1997 part of the Quelle Group and was June 19, 1997 to the Bayerische Vereinsbank sold. This merged the Noris consumer bank GmbH with the Franken WKV Bank GmbH (founded in 1950).

In January 1999, Hypo Service-Bank (HSB) , founded in 1991, was integrated into norisbank AG . In 2000, Norisbank AG was the first bank on the Internet to offer loans with instant online approval.

After uncertainties in 2002, when Bayerische Hypo- und Vereinsbank was considering integrating Norisbank into its own branch network, it was decided in December 2002 to sell Norisbank. On October 1, 2003, DZ Bank became the new owner of Norisbank AG for a purchase price of 180 million euros.

The DZ Bank sold on 3 August 2006, 98 branches and the name of Noris Bank for 420 million euros to DB Capital Markets (Germany) GmbH ( German bank ), which also took over the customer base. Norisbank AG, based in Nuremberg, then renamed Teambank AG Nuremberg , while the branches sold were continued by the newly founded Norisbank GmbH , based in Frankfurt am Main .

Corporate development

In July 2005, Norisbank AG entered a new field of business: the sale of its in-house consumer credit easy credit, completely detached from other banking services, via installment loan shops in city centers, shopping centers and arterial roads in the city. With this market strategy, 500,000 new customers have been won over the years. However, not all loan customers could be won as regular customers . In August 2006 the bank had around 650,000 customers.

In the course of the sale to Deutsche Bank, some services were restricted: The number of self-service terminals in the branches was reduced, international transfers were no longer possible online and the cash registers no longer accepted hard cash. On January 1, 2008, the classic counter traffic was completely stopped. Since then, the branches have only been consulting offices with a self-service zone.

With the sale of Norisbank to the Deutsche Bank Group, Norisbank left the Cashpool ATM network on October 31, 2006 and returned to the Cash Group . Because it was part of Bayerische Hypo- und Vereinsbank at that time, Norisbank was a member of the Cash Group until 2003.

The new business model saw itself as a direct bank with branches. In the last 90 branches, customers were able to receive advice on the topics of investments and retirement provision, among other things. Despite the advice in the branch, branch customers received the same conditions as via direct sales.

On October 1, 2008, the headquarters were relocated to Berlin . As part of the restructuring, all branches were closed on July 27, 2012 and Norisbank was converted into a pure direct bank. Since then, customers have primarily carried out banking transactions via the Internet, telephone banking and self-service terminals in Deutsche Bank branches. The 400 former branch employees were transferred to Postbank , also a subsidiary of Deutsche Bank, without layoffs . Today Norisbank employs around fifty people (mainly in management), a large part of the banking services are provided by other employees within the Deutsche Bank Group. Bonn has been the headquarters of Norisbank since December 2014 .

Bank codes and BIC

The Norisbank currently uses two different bank sort codes (BLZ). With the takeover of Norisbank by Deutsche Bank in 2006, a new sort code was introduced, which has since been used for all new customers. Existing customers kept the old bank code. It is therefore not easy to determine which bank code or which BIC is valid for a Norisbank account. This can be seen primarily from the customer's account records. The bank sort codes and the associated BIC of Norisbank are:

BLZ BIC
760 260 00 NORSDE71XXX for accounts opened by the end of 2006
100 777 77 NORSDE51XXX for accounts opened since 2007

Web links

Individual evidence

  1. a b Master data of the credit institute at the Deutsche Bundesbank
  2. a b c Our story | norisbank. Retrieved October 13, 2017 .
  3. Annual financial statements 2019 of Norisbank GmbH in the Federal Gazette [1]
  4. 30 years ago: Online banking starts in Germany on heise.de
  5. ^ Deutsche Bank buys Norisbank . ( tagesspiegel.de [accessed on January 27, 2017]).
  6. ATMs & banking terminals. In: norisbank.de. Retrieved January 27, 2017 .
  7. Group restructuring - Deutsche Bank closes Norisbank branches . In: Spiegel Online , February 8, 2012, accessed on July 11, 2017.
  8. What is SEPA? | norisbank. Retrieved March 20, 2017 .

Coordinates: 50 ° 43 ′ 12 "  N , 7 ° 6 ′ 38.3"  E