Statutory pension insurance
Statutory old-age pension insurance ( GRV ) is the name for a statutory old-age and / or survivors' insurance system, which is also often used to cover health risks.
Pension insurance as social insurance
The statutory pension insurance is a social insurance which - like the other branches of social insurance - is characterized by the principle of solidarity and the principle of equivalence .
The benefits in the statutory pension insurance in Germany are basically equivalent for the individual to the contributions paid (individual equivalence). Unequal treatment of insured persons results from changes in the contribution rate and pension value during the insurance period. Solidarity effects arise through the inclusion of benefits that are not matched by contributions, such as the recognition of child-rearing periods. These benefits are not covered in whole or in part by social security contributions, but by taxes.
This may be regulated differently in other countries. Statutory pension insurance is financed either according to the pay-as-you-go (as in Germany) or the funded system .
Countries with statutory pension insurance (selection)
Statutory pension insurance now exists in many countries (sorted by year of entry into force):
- 1891 - Germany ( Statutory Pension Insurance , administered by the German Pension Insurance )
- 1891 - Denmark (national pension)
- 1898 - New Zealand (Old Age Pensions Act)
- 1900 - Belgium
- 1900 - New South Wales (Old Age Pensions Act)
- 1906 - Austria (social security, see Pension Insurance Institution )
- 1908 - Great Britain (Old Age Pensions Act)
- 1908 - Australia
- 1909 - Iceland
- 1910 - France (loi sur les retraites ouvrières et paysannes)
- 1911 - Ireland
- 1911 - Luxembourg
- 1913 - Sweden (national pension)
- 1919 - Italy
- 1919 - Netherlands
- 1919 - Spain
- 1927 - Canada
- 1934 - Greece
- 1935 - Portugal
- 1935 - United States ( Social Security )
- 1936 - Norway
- 1937 - Finland
- 1948 - Switzerland ( old age and survivors' insurance )
- 1961 - Japan (Kokumin Nenkin)
Web links
Individual evidence
- ^ Bertram Schulin, Gerhard Igl: Social law . 7th edition 2002. Rn. 698
- ^ Franz Ruland: Statutory Pension Insurance. In: Bernd Baron von Maydell, Franz Ruland: Social Law Handbook (SRH) . 4th edition 2008. Chap. 17 para. 174 mwN
- ↑ Florian Steinmüller: Model Germany or Model for Germany? The French pension scheme on the way to a new policy model. Retrieved April 15, 2017 .
- ↑ Manfred G. Schmidt: The welfare state: An introduction to historical and international comparison , 2007, p. 125
- ↑ Denmark - Living Conditions - Social Security ( Memento of the original from September 25, 2009 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ 1898 Old Age Pensions Act passes into law
- ↑ Welfare Law ( Memento of the original dated October 3, 2009 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ^ Old Age Pensions Act
- ↑ see also the article in the French Wikipedia
- ↑ Family benefits in the Luxembourg pension system. ( Memento of the original from June 25, 2010 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. Chambre de Salariés, November 2009 (pdf, 24 pages).
- ↑ The "big" Swedish pension reform (PDF; 23 kB)
- ↑ Japan Fact Sheet: Social Security System ( page no longer available , search in web archives ) Info: The link was automatically marked as defective. Please check the link according to the instructions and then remove this notice.
