German pension insurance
| German pension insurance | |
|---|---|
|
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| social insurance | Statutory pension insurance |
| legal form | Public corporation |
| founding | October 1, 2005 |
| Board | Annelie Buntenbach , Alexander Gunkel |
| Insured | 54.4 million (December 31, 2016) |
| pensioner | 21.0 million (July 1, 2017) |
| Budget volume | 293 billion euros (2017) |
| Employee | 50,158 (June 30, 2018 without own operations) |
| Website | https://www.deutsche-rentenversicherung.de |
German pension insurance is the name by which since 1 October 2005, the duties of the statutory pension insurance in Germany by in federal support and regional support distinct public corporations are perceived. German pension insurance is the common name and logo for all participating pension insurance institutions, but not a superordinate authority .
The federal sponsors are the Deutsche Rentenversicherung Bund and the Deutsche Rentenversicherung Knappschaft-Bahn-See . The names of the regional carriers of the statutory pension insurance consist of the designation "Deutsche Rentenversicherung" and an addition for their respective regional responsibility.
The Deutsche Rentenversicherung Bund also performs the basic and cross-sectional tasks such as public relations, research and statistics as well as the common matters of all pension insurance providers.
history
The predecessors and founders of the German pension insurance in the Federal Republic of Germany were the Federal Insurance Agency for Salaried Employees (BfA), the 22 state insurance institutions (LVA), the Federal Miners ' Union , the Seekasse and the Railway Insurance Agency and, as a central association, the Association of German Pension Insurance Institutions (VDR), which also manages the computing center ( DSRV - data center of the pension insurance) in Würzburg .
The Federal Insurance Agency for Salaried Employees was responsible for the implementation of the insurance for salaried employees (BfA) in the pension insurance for salaried employees, the state insurance institutions for the workers and craftsmen and the railway insurance institute for employees of the railway in the pension insurance for workers, the Federal Miners 'Association for mining employees in the miners' pension insurance as well as the Seekasse responsible for seafarers. The assessment of the self-employed artists and publicists, for whose services the BfA was responsible, was carried out at the Artists' Social Fund as a special department of the Federal Accident Fund in Wilhelmshaven .
In 2014, the German pension scheme was 125 years old.
Abandonment of the asset base
Due to changes in the world of work, the initially small proportion of employed insured persons increased sharply and eventually exceeded the proportion of insured persons defined as workers. This led to large differences in the number of insured persons and pensioners in the providers of pension insurance for employees and those of pension insurance for workers. With the introduction of the Sixth Book of the Social Code (SGB VI) in 1992, the various legal provisions ( Reich Insurance Code for the pension insurance of workers, Salaried Employee Insurance Act for the pension insurance of employees) were standardized and the Reich Miners Act for miners' pension insurance was included. In the statutory pension insurance, the historically determined distinction between blue-collar and white-collar workers was abandoned. The assets saved up to then have since been consumed by switching from this basis to a pay-as-you-go system co-financed with taxes. The tax subsidies are justified in the non- insurance benefits that had to be covered by the pension insurance.
As part of an organizational reform on October 1, 2005, the separation between salaried employees and workers' pension insurance was abolished, the BfA and VDR merged to form the German Pension Insurance Association and the number of regional insurance companies (formerly state insurance companies) was reduced. The Federal Knappschaft , the Seekasse and the Bahnversicherungsanstalt were combined in the Deutsche Rentenversicherung Knappschaft-Bahn-See .
When an insurance number is initially allocated for general pension insurance, the insured persons are allocated equally to the providers, unless the Deutsche Rentenversicherung Knappschaft-Bahn-See has special responsibility. The assignment takes place in a compensation procedure based on the insurance number. In the medium term, 55% of the insured will be looked after by the regional authorities, 40% by the German Federal Pension Insurance and 5% by the Deutsche Rentenversicherung Knappschaft-Bahn-See. In principle, nothing will change for employees who are already insured; the previous pension insurance institution remains responsible for them, but may change due to the relocation of their main residence. However, in order not to allow the balancing between the agencies to last too long, a limited number of insured persons are being reclassified from the DRV Bund to the regional agencies. The Deutsche Rentenversicherung Knappschaft-Bahn-See is always responsible for insured persons who have paid at least one contribution to the railway insurance company, Knappschaft or Seekasse.
organization
The German pension insurance is part of the statutory social insurance in Germany.
organs
Central decisions on fundamental and cross-sectional tasks for all German pension insurance providers are made by self-governing bodies; Such decisions are prepared by the Extended Directory .
- Self-governing bodies of the German pension insurance
They are made up of members of the self-administrations of all carriers and thus represent all pension insurance carriers.
- Federal Assembly of Representatives of the German Pension Insurance Federation
Due to the organizational reform of the pension insurance, the number of seats in the Federal Representative Assembly was reduced from 96 to 60 at the beginning of the new electoral term. 28 of them belong to the self-administration of the regional carriers of the German pension insurance, two members of the self-administration of the German pension insurance Knappschaft-Bahn-See. In addition, there are the 30 members of the representative assembly of the German Federal Pension Insurance Association who were elected in the 2017 social elections. Alternating chairmen of the representative assembly are Rüdiger Herrmann (insured party) and Jens Dirk Wohlfeil (employer side).
- Federal Executive Board of the German Pension Insurance Federation
The Federal Board of the German Pension Insurance Federation consists of 22 members. Eight members are elected at the suggestion of the representatives of the insured persons and employers of the German Federal Pension Insurance, elected in the context of the social election. A further twelve members are elected on the proposal of the representatives of the regional carriers and two members on the proposal of the representatives of the Deutsche Rentenversicherung Knappschaft-Bahn-See. The eight members of the federal board also represent the board of the German Pension Insurance Federation. Alexander Gunkel was elected chairman of the federal board. He represents the employers group. Annelie Buntenbach was elected alternating chairperson for the group of insured persons .
- Extended directorate of the German Pension Insurance Federation
The Extended Board of Directors is also elected by the Federal Assembly of Representatives of the German Pension Insurance Association. It prepares decisions that affect all statutory pension insurance providers and is responsible for tasks defined by law, such as the distribution of insured persons and financial management. It consists (as of 03.2018) from
- Jork Beßler, Managing Director of Deutsche Rentenversicherung Mitteldeutschland,
- Werner Krempl, Chairman of the Management Board of Deutsche Rentenversicherung Nordbayern,
- Thomas Keck, Chairman of the Management Board of the German Pension Insurance Westphalia,
- Ingrid Künzler, managing director of Deutsche Rentenversicherung Nord
The Extended Directory also includes:
- Peter Grothues, Director of the Deutsche Rentenversicherung Knappschaft-Bahn-See
- Gundula Roßbach , President of the German Pension Insurance Association
- Brigitte Gross, Director of the German Federal Pension Insurance
- Stephan Fasshauer, Director at the German Federal Pension Insurance
Werner Krempl was elected chairman of the extended board of directors.
carrier
The Deutsche Rentenversicherung has 16 legally independent insurance carriers. These are either cross-regional / nationwide (federal sponsor) or in a specific region (regional sponsor). In 2016, DRV had a total of 60,987 employees, including its own operations and special areas.
List of carriers
Self-administration of the carrier
The carriers of the German pension insurance are self-administered in a 50:50 ratio by representatives of the insured and the employers (in the case of the former miners' union , the disparity ratio was 2/3 employees to 1/3 employers) and are under state legal supervision.
Tasks and services
Information and advice
Information and advice centers
The information and advice centers of the Deutsche Rentenversicherung are regional offices of the pension insurance agencies, which provide advice across all agencies and accept applications and legal remedies. Like the municipal insurance offices ( insurance office ), they serve the service concept and are contact points for problems, assistance and information about the statutory pension insurance. These offices work free of charge and neutrally. Insured and interested persons receive help with the application, with filling out the forms for the account clarification and rehabilitation or pension applications as well as advice on the statutory pension insurance and information on old-age provision and basic security .
Contact points
The German pension insurance and various other providers (e.g. health insurances) have set up contact points for all districts and independent cities to provide information on participation services, which advise and support citizens seeking advice specifically only on rehab matters. They clarify concerns, accept applications and determine the responsible cost unit, to whom they also forward the application.
Anyone who, after an accident or illness, would like to be made fit for working life in a rehabilitation clinic, or who has to learn another profession for health reasons or who, as a pensioner, wants to apply for such a benefit, can contact one of these contact points.
Themed consultation days
The information and advice centers also hold special consultation days on fixed topics. Examples are the so-called "International Consultation Days" on pension insurance issues with a foreign element, especially with neighboring countries (e.g. employment in several countries), as well as "Days of short distances" (consultations in which several institutions, for example the tax office , health insurance companies and supplementary pension funds participate) or Retirement days.
Lectures and seminars
Information events, lectures and seminars, also free of charge, are also regularly offered.
In order to find out about the individual venues and dates for the respective lectures and seminars and to register, it is necessary to contact the responsible information and advice center.
eService
If you want, you can call up all the information about your personal retirement account from home. This offer is called eService. You can use the Internet to find out about your personal insurance history, for example, to call up the entitlements you have acquired or to have your expected pension projected. A special signature chip card is required to keep this confidential data protected ( data protection ).
Rehabilitation and participation in working life
In 2016, more than 1.6 million applications for medical rehabilitation were submitted to the pension insurance . Pension insurance carried out around one million medical rehabilitation services. In addition, there are almost 450,000 applications for benefits for participation in working life ( vocational rehabilitation ). The regional and federal sponsors of the German Pension Insurance have built up a dense network of rehabilitation clinics and rehabilitation centers. In addition to the 81 rehabilitation facilities owned by the pension insurance, the company mainly cooperates with contractual facilities. The locations of the individual clinics can be found in the contributions of the individual pension insurance providers.
Projects
Pension viewer
"Rentenblicker" is the youth portal of the German pension insurance, which can be found online since 2007. In addition to the website www.rentenblicker.de , student and teacher materials are provided and can be requested by (school) speakers. So far there have been more than 100,000 downloads (teaching material and brochures) and 250,000 brochures and workbooks have been sent to schools.
Finances
Booking bases
The budget plans of the individual institutions are drawn up in accordance with the provisions of the Ordinance on Budgetary Management in Social Insurance (SVHV), the Ordinance on Payment Transactions, Bookkeeping and Accounting in Social Insurance (SVRV) and the General Administrative Regulations on Accounting in Social Insurance (SRVwV ) created. According to § 26a SVHV, "Owners who draw up a business plan according to § 12 ... have to book according to the rules of commercial double-entry bookkeeping."
revenue
The total income of the Deutsche Rentenversicherung in 2016 was 296 billion euros. They consisted of 72.6% contributions, 14.0% general federal subsidy, 3.7% additional federal subsidy and 9.7% other income.
The premium income of 214.8 billion euros, 8.2 billion euros more than in 2015, consists of 90.6% compulsory contributions, 5.8% contributions for child-rearing periods, 1.6% contributions from the Federal Employment Agency , 1.2 percent health insurance contributions, 0.5 long-term care insurance contributions and 0.3% voluntary contributions combined.
expenditure
The total expenditure of the Deutsche Rentenversicherung in 2016 was 288.4 billion euros, 10.7 billion more than in the previous year.
The expenditures are broken down as follows: 89.9% of the expenditures related to pension payments, 6.4% to the health insurance of the pensioners, 2.2% to benefits for participation, 1.3% to administrative and procedural costs and 0.2 % on other expenses. Part of the expenditure is attributable to non-insurance benefits that are to be covered by the federal subsidies.
balance
In 2016 there was an income deficit of 2.2 billion euros.
See also
Web links
- Official website of the German Pension Insurance Association
- 125 years of statutory pension insurance. (PDF; 9.6 MB) German Pension Insurance, November 2014, p. 90 .
- Pension viewer of the German pension insurance
Individual evidence
- ^ The members of the federal executive committee. Retrieved November 5, 2014 .
- ↑ a b DRV Bund - Annual Report 2017 ; accessed on December 12, 2018
- ^ DRV Bund - Report of the Federal Executive Board, December 2015 ; accessed on December 12, 2018
- ↑ Personnel statistics according to § 11 RSVwV as of June 30, 2018 ; accessed on July 28, 2019
- ↑ a b c d e Annual Report of the German Pension Insurance (2016) ; accessed in March 2018
- ↑ Deutsche Rentenversicherung Bund - Statistics Volume - Insured 2017. deutsche-rentenversicherung.de/bund; accessed on July 28, 2019.
- ↑ Deutsche Rentenversicherung Bund - Annual Report 2016. deutsche-rentenversicherung.de/bund; accessed in March 2018
- ^ Website of the Knappschaft-Bahn-See (2017) ; accessed in March 2018
- ↑ Annual report of the Deutsche Rentenversicherung Baden-Württemberg (2016) ; accessed in March 2018
- ^ Annual report of Deutsche Rentenversicherung Bayern Süd (2016) ; accessed in March 2018
- ^ Annual report of the Deutsche Rentenversicherung Berlin-Brandenburg (2016). ; accessed in March 2018
- ^ Website of the Deutsche Rentenversicherung Braunschweig-Hannover (company profile) ; accessed March 2018
- ^ Website of the Deutsche Rentenversicherung Hessen (facts and figures) ; accessed March 5, 2018
- ^ Website of the Deutsche Rentenversicherung Mitteldeutschland (numbers, data, facts regional) ; accessed in March 2018
- ↑ Annual report of Deutsche Rentenversicherung Nord (2017) (PDF; 1 MB) p. 2
- ^ Annual report of the Deutsche Rentenversicherung Nordbayern (2016) ( Memento from March 16, 2018 in the Internet Archive ) (PDF; 4.3 MB) p. 3
- ↑ Annual report of the Deutsche Rentenversicherung Oldenburg-Bremen (2016) (PDF; 729 kB) p. 8
- ^ Annual report of the Deutsche Rentenversicherung Rheinland (2016) PDF; accessed in March 2018
- ^ Annual report of the German Pension Insurance Rhineland-Palatinate (2016) PDF; accessed in March 2018
- ↑ Annual report of the Deutsche Rentenversicherung Saarland (2016) PDF; accessed in March 2018
- ↑ Annual report of Deutsche Rentenversicherung Schwaben (2016) PDF, accessed in March 2018
- ^ Annual report of the German Pension Insurance Westphalia (2016). PDF; accessed in March 2018
- ↑ German pension insurance: Important key data on the statistics. As of January 2018 ; accessed in March 2018
- ↑ contact points ; accessed in February 2019
- ↑ Overview of lectures and seminars (dates and locations); accessed in March 2018
- ↑ Rehabilitation report 2018 of the German Pension Insurance (PDF); accessed in March 2018