Insurers in the area of ​​the churches

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Insurers in the area of ​​the churches

logo
legal form Mutual insurance association
founding July 18, 1882
Seat Detmold and Kassel
management Jürgen Mathuis, Jürgen Stobbe
Number of employees 454 office staff
sales 492.13 million € ( earned contributions feR, 2019 )
Branch Insurance
Website www.vrk.de

The insurer in the area of ​​the churches (VRK) is a group of German insurance companies that focuses on the insurance needs of private customers in the church environment. The VRK mutual insurance association in the area of ​​the churches (VRK VVaG), a mutual insurance association based in Kassel , operates as an insurance company the lines of accident insurance and assistance services . The VRK Holding GmbH is based in Detmold . VRK Holding is 100% owned by VRK Sachversicherung AG , based in Kassel, which operates property / casualty insurance, VRK Krankenversicherung AG , based in Detmold, and VRK Lebensversicherung AG , based in Detmold.

The common brand presence is "insurer in the area of ​​the churches".

Company structure and business areas

The insurer in the area of ​​the churches is the special insurer for all people and institutions active in the area of ​​the churches, Diakonie , Caritas and voluntary welfare. Another specialty is insurance coverage for people with disabilities. Its products include property and casualty insurance , life insurance , company pension schemes and health insurance, as well as the brokerage of home loan and savings contracts and financial services. In addition to the insurance business, the company is involved with its academy in church work areas such as leisure and tourism pastoral care (e.g. motorway churches), emergency pastoral care and the promotion of social engagement. Founded as a church self-help organization, the insurer continues this tradition in the area of ​​the churches with a new structure. The supervisory boards and general assembly are characterized by representatives of the churches, diakonia and Caritas.

VRK Holding GmbH

VRK Holding GmbH, founded in 2002 and based in Detmold (until September 2016 in Kassel ), is a joint subsidiary of HUK-Coburg Holding AG (which in turn is a 100% subsidiary of HUK-Coburg VVaG ) and VRK VVaG . HUK-Coburg Holding holds the majority of the shares with 72.5%; the VRK VVaG holds the remaining 27.5% shares.

Insurer in the area of ​​Kirchen Sachversicherung AG

The insurer in the area of ​​Kirchen Sachversicherung AG is a 100% subsidiary of VRK Holding, based in Kassel . It operates the property / casualty insurance business. In the 2019 financial year, VRK Sachversicherung earned € 150.5 million in net premiums, of which € 89.5 million from motor insurance, € 47.2 million from liability / accident / property insurance and € 13.8 million the legal expenses insurance. As of December 31, 2019, 1,037,306 contracts and risks were counted in the insurance portfolio. The company employed 160 people at the end of the year; equity on the same reporting date was € 42.2 million.

Insurer in the area of ​​Kirchen Krankenversicherung AG

The insurer in the area of ​​Kirchen Krankenversicherung AG , based in Detmold, is a 100% subsidiary of VRK Holding. In the 2019 financial year, it achieved earned contributions of € 166.5 million. On December 31, 2019, 36,400 fully insured persons were insured with VRK Krankenversicherung AG. On this date, the company had 92 employees; equity amounted to € 16.1 million.

Insurer in the area of ​​Kirchen Lebensversicherung AG

The insurer in the area of ​​Kirchen Lebensversicherung AG , based in Detmold, is a 100% subsidiary of VRK Holding . In the 2019 financial year, earnings of € 166.2 million were earned. As of December 31, 2019, VRK Lebensversicherung AG had 214,295 contracts. The company had 202 employees on the reporting date and had equity of € 176.6 million.

Other companies in the network

The VRK insurers in the space of churches Vertriebs-GmbH merged in September 2016 the WCC Holding GmbH. The company's new headquarters are in Detmold.

VRK mutual insurance association in the area of ​​the churches

The VRK mutual insurance association in the area of ​​the churches (VRK VVaG) is a mutual insurance association based in Kassel ; As an insurance company, it operates the accident insurance and assistance services . The HUK-Coburg VVaG assumes an essential corporate function of the association on the basis of a service contract . In the 2019 financial year, the VRK VVaG achieved premium income of € 8.9 million (earned premiums feR). VRK VVaG holds significant shares in VRK Holding GmbH. The association's equity amounts to € 52.0 million (as of December 31, 2019).

Church and social engagement

The insurer in the area of ​​the churches feels particularly committed to Christian values. He therefore dedicates himself to church-specific fields of work in his academy and supports the awarding of church prizes. He has founded the “Innovatio” social award, which has been awarded since 1998. He also supports projects that bring the church to life through targeted donation and sponsoring activities.

history

The company emerged from various church insurance companies. On July 18, 1882, Catholic priests in Krefeld founded the priests' association to support seriously ill members , which later became the Pax health insurance for the Catholic Church . The Evangelical Funeral Support Association in Goslar , later called Family Welfare Life Insurance, was founded on February 13, 1923.

In 1924 the health insurance of the Rheinischer Pfarrerverein was founded , which later became the family welfare health insurance. On June 2, 1926, the Pfarrer-Kraftfahrer-Vereinigung (PKV) eV was founded , from which the Bruderhilfe later emerged. 1928 was the founding of the mutual assistance of the private health insurance as a comprehensive insurer for the private health insurance members. In 1933 the liability support fund for motor vehicle officials e. V. , today's HUK-Coburg , was founded.

In 1937 the pastors and drivers' association was dissolved under pressure from the National Socialists. The mutual assistance of the private health insurance company , created in 1928, was converted into a small insurance association and received approval from the Reich Supervisory Office to start business operations. Clergymen, theologians, ecclesiastical authorities, corporations and associations were admitted.

After 1945, the mutual assistance of the private health insurance company resumed its work as Bruderhilfe VVaG (mutual insurance association). Kassel became the new company headquarters. The Evangelical Funeral Support Association also continued its work in Goslar. In 1952 the name of the Evangelical Funeral Support Association was changed to Evangelical Family Welfare and the legal form was converted into a large mutual insurance association . Detmold became the new company headquarters. In 1978 the Bruderhilfe Academy was founded in Kassel, with a focus on activities for road safety.

In 1989, Brother Help and Family Welfare together with the parish health insurance fund founded a new sales company. A few years later, the official aim of a corporation was pursued. In 1995, the group of insurers in the church area had joint sales and marketing. In 2000, Pax Krankenversicherung VVaG in the area of ​​the Catholic Church (Cologne) merged with Familienfürsorge Krankenversicherung VVaG in the churches area ( Düsseldorf ) to form Pax Familienfürsorge mutual health insurance based in Düsseldorf. In 2002, the strategic partner HUK-Coburg got involved financially in family welfare life insurance and received a minority stake of 37.2% in VRK Holding. In February 2003 the Federal Financial Supervisory Authority (BaFin) approved the restructuring of the insurers in the area of ​​the churches. Under the motto "Preserve the tried and tested - design the new", the new group and corporate structure is intended to bring the idea of ​​the mutual insurance association into line with current regulatory, market-driven and economic requirements and, in the form of joint-stock companies, ensure the future viability of insurers in the churches. In December 2004 the strategic partnership with HUK-Coburg was further expanded. The insurers in the churches area became part of the HUK-Coburg insurance group. This took over the majority of 65% in VRK Holding GmbH by way of a capital increase. In 2007, the restructuring was completed with the move of Pax-Familienfürsorge health insurance from Düsseldorf to Detmold. The company IPZ Institut für Pensions-Management und Zusatzversorgung GmbH , a new member of the HUK-Coburg insurance group since May 2007, advises natural and legal persons on company pension schemes and pension management. In addition to employers in the private sector and the public service, the target groups are also church and church-related institutions.

In February 2012, the company renewed its branding (“ relaunch ”) and has since operated under the name of insurer in the area of ​​the churches . The company celebrated 130 years of health insurance in the churches area with a ceremony in Cologne in June 2012.

The VRK website was relaunched in December 2018.

In September 2019, the three operational insurance companies will be renamed: Bruderhilfe in VRK Sachversicherung AG, Familienfürsorge in VRK Lebensversicherung AG and Pax-Familienfürsorge in VRK Krankenversicherung AG.

Web links

Individual evidence

  1. ↑ On this day, the priest's association to support seriously ill members , the forerunner of the Pax family welfare health insurance, was founded
  2. ↑ a b c d VRK website .
  3. ↑ VRK Holding GmbH. In: moneyhouse.de. Retrieved December 20, 2016 . There HRB register entries 01.09.2016, 06.09.2016 and 08.09.2016.
  4. ^ Entries in the commercial register of Bruderhilfe Sachversicherung AG in the area of ​​the churches. In: online-handelsregister.de. September 9, 2019, accessed September 22, 2019 .
  5. ↑ Website of the social prize Innovatio .
  6. ↑ See HUK-Coburg Annual Report 2010, section Participations.

Coordinates: 51 ° 56 ′ 16.1 ″  N , 8 ° 52 ′ 41.6 ″  E