Volksbank Bruhrain-Kraich-Hardt

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Logo of the cooperative banks  Volksbank Bruhrain-Kraich-Hardt eG
Country GermanyGermany Germany
Seat Oberhausen-Rheinhausen
legal form Registered cooperative
Bank code 663 916 00
BIC GENO DE61 ORH
founding 1897
Association Baden-Württemberg Cooperative Association eV
Website www.voba-bkh.de
Business data 2018
Total assets 966.8 million euros
insoles 817.2 million euros
Customer credit 606.8 million euros
Employee 180
Offices 15th
Members 25,623
management
Board Andreas Hoffmann (Chairman)
Rüdiger Kümmerlin
Supervisory board Olav Gutting , Member of the Bundestag (Chairman)
List of cooperative banks in Germany

The People's Bank Bruhrain-Kraich-Hardt eG is a cooperative bank based in Oberhausen-Rheinhausen in Baden-Wuerttemberg . Your business area is in the Bruhrain and Kraich-Hardt region.

history

The economic situation was difficult for the residents of the region in the founding years of the German Empire. Despite the correction of the Rhine in the middle of the 19th century and the associated decline in the devastating floods, hardship and poverty were great. The changes introduced since the founding of the empire in 1871, such as the abolition of customs duties, the introduction of freedom of trade and the creation of a single currency, led to a flourishing economy. The beneficiary, however, was almost exclusively the emerging, financially strong large industry. The medium-sized and small craft businesses saw themselves forced to invest in order to be able to hold their own against the growing large companies. The population urgently needed capital to be able to invest. The existing big banks, however, required collateral, which was mostly not available.

Following the example of Hermann Schulze-Delitzsch , who saw the credit as the key to self-assertion of the craftsmen and farmers, the time had come on December 15, 1897 in Oberhausen : 95 citizens met under Mayor Simon Scheurer and the local pastor Brogle around the Oberhausener Spar - and the loan association to establish a registered cooperative with unlimited liability . According to the founding statute, the aim of the established cooperative was "to raise the economy and acquire members and implement all measures suitable for achieving this purpose, in particular advantageous procurement of economic resources and favorable sales of economic products ".

In 1938 the cooperative succeeded in acquiring and converting the house at Rheinhäuser Strasse 19 (today Kolpingstrasse). The savings and loan fund Oberhausen thus had its first own bank.

On April 14, 1954, the bank was renamed "Spar- und Kreditbank eGmbH". This was in response to the wish of the members to change the status of liability from unlimited to limited liability.

Mergers

In the course of time, a series of mergers with other cooperative banks took place.       

  • 1970: SKB Oberhausen eG with Raiffeisenbank Rheinhausen eG to form Spar und-Kreditbank Oberhausen-Rheinhausen eG
  • 1983: Name change from Spar- und Kreditbank Oberhausen-Rheinhausen eG to Volksbank Oberhausen-Rheinhausen eG
  • 1990: Merger between Volksbank Oberhausen-Rheinhausen eG and Bruhrainer Volksbank eG Philippsburg to form Bruhrainer Volksbank eG, Oberhausen-Rheinhausen
  • 1999: Merger between Bruhrainer Volksbank eG and Volksbank Waghäusel eG
  • 2003: Merger between Bruhrainer Volksbank eG and Raiffeisenbank Kraich-Hardt eG Forst to form today's Volksbank Bruhrain-Kraich-Hardt eG

With the merger of Raiffeisenbank Kraich-Hardt, the credit bank Zeutern, founded on December 30, 1871, was added, which is the oldest cooperative bank in the Karlsruhe district.

Initial and continuing education

The training opportunities offered by Volksbank Bruhrain-Kraich-Hardt eG range from training as a bank clerk to training as a financial assistant to dual studies at the Baden-Württemberg dual university .

Cooperative financial group of the Volksbanken Raiffeisenbanken

The bank is part of the cooperative financial group Volksbanken Raiffeisenbanken and a member of the Federal Association of German Volksbanken and Raiffeisenbanken (BVR) and its security scheme. The statutory auditing association is the Baden-Württemberg Cooperative Association .

Social Commitment

As a regional sponsor, the bank is involved in sports, culture, and child and youth work. The IHK education offensive "Business goes to school" is of great importance. In this context, there are collaborations with a total of 15 schools.

With the foundation of Volksbank Bruhrain-Kraich-Hardt eG, the bank also has a facility that supports cultural, social, educational and other charitable goals. The foundation provides its services through the allocation of funds for existing non-profit institutions and organizations as well as operationally through independent project work.

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Facts & Figures. An overview of important data. December 31, 2018, accessed August 12, 2018 .

Coordinates: 49 ° 15 ′ 38.5 "  N , 8 ° 28 ′ 58.6"  E