Bank clerk

from Wikipedia, the free encyclopedia

A banker or a banker is a nationally recognized training occupation , that of banks and financial services institutions will be offered.

job profile

In Germany, the use of the professional title of bank clerk requires successfully completed training including a final examination in accordance with Section 34 of the Vocational Training Act (BBiG) at the Chamber of Industry and Commerce (IHK). This is certified with an IHK examination certificate. In Austria, very similar provisions apply, which are laid down in the relevant Vocational Training Act.

The focus is on advising customers on all questions relating to account management , payment transactions , loans , construction financing and financial and asset investments. In addition, bankers are also internal departments such as payments, marketing , back office active ( loan processing ), back office passive ( investment - and savings Department), internal audit , accounting , controlling , human resources and active in other managing departments.

education

The federally regulated training in the banking industry usually lasts three years. Depending on the bank and depending on the school leaving certificate and the performance of the applicant or trainee, the training period can be shortened to two and a half or two years.

Germany

In 2012, 13,897 new training contracts were concluded in Germany. On the ranking list of apprenticeships according to new degrees in Germany, the apprenticeship occupation was 9th. In 2015, around 11,000 new apprenticeship contracts were concluded.

The training takes place in the dual training system at a credit institute and at a vocational school . After a one-year basic training, the two-year specialist training follows. An intermediate level of education is usually required as a minimum school requirement . Often applicants with a higher school qualification, such as the Abitur (general higher education entrance qualification ) or the technical college entrance qualification , are preferred. The training lasts noisy training regulations three years. If the applicant has the secondary school leaving certificate, the training period can be shortened by up to six months in agreement with the training company; if you have at least the technical college entrance qualification for up to 12 months. Regardless of this, the trainee can submit an application on the basis of good performance to be admitted to the final examination early .

Personal requirements include solid language skills, good manners, a well-groomed appearance and the ability to handle numbers well. In today's banking business, communicative personalities with in-depth knowledge of all areas of banking are in demand. One of the core requirements is to be able to respond flexibly to customer requests and to explain suitable financial services in an understandable manner to the layperson.

For higher qualifications, further courses of study, for example banking specialist and banking economist , are offered at special academies . A degree in economics or law is usually a prerequisite for higher management positions.

Until 1995 there was also training to become a savings bank clerk in Germany .

Austria

The prerequisite for starting the apprenticeship is completing the 9 years of compulsory schooling. Most of the apprentices, however, have a degree from secondary school and / or polytechnic school . As in Germany, the three-year training takes place in the dual system and ends with the final apprenticeship examination . In Austria, this examination also enables admission to the vocational matura (vocational matriculation examination) and subsequently to further higher qualifications. Relevant courses and studies are offered at universities and technical colleges , such as B. Finance or Risk Management .

Training allowance

Germany

The collectively agreed training remuneration in the area of ​​private and public banks in Germany is (as of 09/2019):

  • 1st year of training: € 1,036
  • 2nd year of training: € 1098
  • 3rd year of training: € 1160

Individual evidence

  1. ↑ Ranking list of the training occupations of the Federal Institute for Vocational Education and Training (BIBB)
  2. ↑ FAZ.net November 2, 2017: The banker has had its day
  3. ↑ Ordinance on vocational training as a bank clerk (no longer in force)
  4. ↑ Training ordinance of the Austrian Ministry of Economic Affairs ( Memento of October 8, 2013 in the Internet Archive ) (PDF; 182 kB), accessed on July 27, 2010
  5. ↑ Training and further education information from the Institute for Economic Research: BerufsInformationsComputer (BIC) accessed on July 27, 2010

Web links

Germany

Austria