Openschufa

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Openschufa ( spelling : OpenSCHUFA ) is a project of the Open Knowledge Foundation Germany and the organization AlgorithmWatch with the aim of examining and publishing the Schufa scoring methods . For this purpose, the project collected and analyzed information provided by Schufa from over 2,000 people. The project has been nominated for the Grimme Online Award 2019.

The Bertelsmann group, which also owns the Schufa competitor Arvato and parts of the Spiegel publishing house via Gruner + Jahr , is a financial supporter of AlgorithmWatch and thus also of this project.

history

The campaign started in February 2018 by collecting donations for the project. Of the targeted € 50,000, a total of € 43,000 was achieved. From May 2018 interested parties could upload their self-assessments via a portal set up for this purpose. The submitted data were later evaluated by journalists from Bayerischer Rundfunk and Der Spiegel magazine .

Results

The evaluation of the results was made more difficult by several factors: On the one hand, as a result of the GDPR, Schufa only transmitted part of the previously disclosed data shortly after the start of the project. On the other hand, the transmitted data set is not representative of the population. Nevertheless, it was shown, for example, that consumers can get bad scores even without negative characteristics and that young men are often classified as particularly risky.

As a result of the project as demanded Federal Consumer Protection Minister Katarina Barley greater transparency in credit reporting agencies such as Schufa.

Web links

Individual evidence

  1. ↑ Grimme Online Award 2019 - OpenSCHUFA. Retrieved May 19, 2019 .
  2. ↑ Balance at half time: 1. Funding target achieved! In: Startnext . March 1, 2018, accessed May 19, 2019 .
  3. ↑ OpenSCHUFA - We crack the SCHUFA. In: Startnext . Retrieved May 19, 2019 .
  4. ^ Maria Marquart: How Schufa and Co. pay their experts themselves. In: Spiegel Online . May 16, 2019, accessed May 19, 2019 .
  5. ↑ Frank Matthias Drost: Evaluation shows: Many Schufa information is doubtful. November 19, 2018. Retrieved May 19, 2019 .
  6. ↑ Blackbox Schufa: An exclusive data analysis gives insights. Retrieved May 19, 2019 .
  7. ↑ Marcel Pauly: Minister Barley calls on Schufa for more transparency. In: Spiegel Online . November 19, 2018. Retrieved May 19, 2019 .