Sparkasse Rosenheim-Bad Aibling

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Logo of the savings banks  Sparkasse Rosenheim-Bad Aibling
Spk-Ro-Aib Logo.svg
Country GermanyGermany Germany
Seat Rosenheim
legal form Institute of public right
Bank code 711 500 00
BIC BYLA DEM1 ROS
founding 1856
Association Savings Bank Association of Bavaria
Website www.spk-ro-aib.de
Business data 2019
Total assets 5.405 billion euros
insoles 4.157 billion euros
Customer credit 3.794 billion euros
Employee 817
Offices 50
management
Board of Directors Andreas March, chairman
Board Karl Göpfert, Chairman
Harald Kraus, Stephan Donderer
List of savings banks in Germany
The renovated Sparkasse skyscraper in downtown Rosenheim after its reopening in 2011

The Sparkasse Rosenheim-Bad Aibling is a public-law savings bank based in Rosenheim in Bavaria. Its business area extends over the area of ​​the city and the district of Rosenheim, with the exception of the cities and municipalities of the former district of Wasserburg am Inn , which are assigned to the Sparkasse Wasserburg . It employs around 880 people and has around fifty business outlets and around 150 self-service devices (ATMs, bank statement printers, deposit machines and coin changers) in its business area.

As a public-law institute, Sparkasse Rosenheim-Bad Aibling is committed to the common good and economic development in the region. In the lending business, this public mandate includes the provision of loans for private customers, companies and public customers, including construction finance ; in the deposit business, the investment of customer funds in various forms of savings and investments as well as asset management and the securities business.

For other financial services, Sparkasse Rosenheim-Bad Aibling relies on a network of various network partners within the Sparkassen-Finanzgruppe: In the building society sector, it works with Bayerische Landesbausparkasse LBS, in the securities business with the central investment company DekaBank and in the insurance sector with the Bavarian Insurance Chamber . Further partners are the "Sparkassen Immobilien Vermittlungs GmbH" and the Deutsche Leasing Gesellschaft.

history

On June 5, 1856, the "District Savings Bank Rosenheim" was opened for deposits for the first time and on July 3 for loans. The first cashier was the pharmacist and former mayor Johann Georg Rieder. The district savings bank of the then still very small market town of Rosenheim developed well: at the end of 1859 the deposits were already 150,000 guilders .

The district savings bank was founded in Bad Aibling in 1864 and is managed on a voluntary basis until 1923. In 1875 the guilder gave way to the mark - but it took years before the new currency found sufficient confidence among the predominantly rural population. A year earlier, the savings banks' assets and administration were separated from the municipalities by enacting the “basic provisions”, thus initiating a reform of the savings bank system. In Rosenheim, however, they failed to lift the maximum amount limit of 500 marks for deposits. In the Mittertor , the first domicile of the Sparkasse, the local history museum was opened in 1895. The Sparkasse now has its offices in the town hall - the city's former train station.

With effect from June 1, 1911, the savings banks received approval to start cashless payment transactions. In 1914–18, when it was drawing war bonds , the Sparkasse came into contact with large circles and strata of the population and took up a new branch of business - the securities and custody business . In 1921, the first branch office of the Sparkasse Rosenheim was set up in Kiefersfelden .

The great inflation of 1920-23 (most recently one dollar = 4.2 trillion marks), a consequence of the First World War , ended with the introduction of the Rentenmark . The Sparkasse moved to its own building on Kufsteiner Strasse and, in Christian Scharff, got the first professionally trained Sparkasse manager. In 1924 the merger with the district savings bank Prien, founded in 1866, follows .

The reorganization of the monetary system on August 30, 1924, when the Rentenmark was replaced by the new Reichsmark , again provided a solid basis for economic reconstruction. This also had an impact on the Sparkasse. After just two years, the deposits exceeded the million mark.

In 1933 the savings banks were given legal independence by the Savings Bank Act - they came of age, so to speak. Two years later, Sparkasse Rosenheim became one of the first special-purpose savings banks. The municipality and the district - renamed city and district a little later - now formed a special purpose association on a completely equal basis.

With the beginning of the Second World War , the ranks in the workforce thinned alarmingly on the first day. Almost all of the male personnel were drafted into army service in a short time . 17 never returned. The surrender of Germany in May 1945 was followed by a 14-day lock switch and a year of uncertainty. The political cleansing was strictly enforced by the occupying power . In 1946, the Bavarian Savings Banks and Giro Association carried out the requested examination. The then auditor Josef Gumpp was commissioned on July 23 by the then Lord Mayor Weinberger and District Administrator Habrunner with the (initially provisional) management of the Sparkasse.

The June 20, 1948 - the day X - was the new beginning in the history of the German monetary system. The Sparkasse workforce was increased from 45 to 180 in two to three days. In just five days, around 23,000 registrations with 130 million Reichsmarks were processed and the bounty of initially 40 DM was paid out. On the initiative of the Sparkasse, modern apartment blocks were built on Wittelsbacherstrasse in Rosenheim in 1949 to alleviate the most urgent need of the post-war period, the housing problem. The forced housing management required by the influx of refugees and displaced persons continued until the end of the 1950s.

For the 100th anniversary, the Sparkasse moved into a new Sparkasse building. The balance sheet total grew to 44 million DM; the total deposits amounted to 38 million DM; 140 employees earned their daily bread here. In the following years the Sparkasse opened numerous branches in the district and in the city. Electronic data processing was introduced and grew in importance.

In 1968 the first remote data transmission in the European banking industry between the Sparkassen Rosenheim and Bad Reichenhall went into operation. In November 1970 the board of directors for Bavarian savings banks came into force. Sparkasse manager Josef Gumpp became the first chairman of the board, Josef Miehle board member and Michael Helf a deputy board member. Josef Gumpp retired at the end of November 1971. His successor as CEO was Josef Miehle (until January 31, 1985). Further board members were Josef Dichtl (until 1990) and Ludwig Holnburger (from 1985 to 2005 chairman of the board).

In 1978 the total assets of the Sparkasse exceeded the billion mark mark. In 1980, electronic payments for transfers were introduced. Rosenheim was one of the test savings banks. The Sparkasse was the first financial institution in the south-east of Bavaria to receive an electronically controlled ATM that can be used for pools.

In 1994, Sparkasse Rosenheim was ranked among the 100 best hidden champions in Europe by the World Economic Forum . With total assets of around DM 3.7 billion and around 700 employees, it is also one of the largest among the Bavarian savings banks.

Between the end of 1998 and the beginning of 2002, the main office building was converted into three large construction phases. On April 1, 2005, the Sparkasse Rosenheim and the Kreissparkasse Bad Aibling as well as the special purpose association meeting of the Sparkasse Rosenheim merge to form today's “Sparkasse Rosenheim-Bad Aibling”. The district council and the city council approved these resolutions on October 27, 2004.

At the beginning of 2008, the renovation of the Sparkasse tower block on Kufsteiner Strasse began. After around five years of planning and renovation, it was officially inaugurated with a ceremony in spring 2011. At 47.63 meters, the Sparkasse Rosenheim-Bad Aibling high-rise is the tallest building in downtown Rosenheim. What is striking is the wooden facade - rare and atypical for high-rise buildings - with a protective glass skin, which reacts to external environmental influences as part of the intelligent energy concept. In the course of the renovation, the building received an additional entrance on the south side, which enables passage to the customer hall via the property's real estate center.

Social Commitment

The Sparkasse Rosenheim-Bad Aibling spends more than three million euros annually on donations and sponsoring . Funding ranges from sport to education and social purposes to art, culture, customs and tourism. Since 2006, there have also been two own Sparkassenstiftungen Zukunft to support numerous sustainable projects in the city and the district of Rosenheim. In 2016, Sparkasse Rosenheim-Bad Aibling also founded the Stifterkreis Zukunft, an umbrella foundation to take up endowment funds.

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .

Coordinates: 47 ° 51 '14.4 "  N , 12 ° 7' 31.8"  E