Supplementary pension fund of the Baden-Württemberg Municipal Supply Association
The KVBW supplementary supply is the supplementary pension fund of the municipal supply association Baden-Württemberg (KVBW). It is one of the largest municipal supplementary pension institutions in the Federal Republic. The cashier's job, the employees of its more than 5,000 members (municipal and church employers such. As municipalities, cities, counties, parishes) additional operational age , earning capacity and survivors' benefits to provide. In the event of a benefit, the employees receive the company pension promised by the employer from the KVBW supplementary pension. Over 1 million employees are insured with the KVBW supplementary pension, around 230,000 pensioners receive the company pension they have earned in public and church services from the fund.
In addition to the company pension (ZVKRente / compulsory insurance), which is mainly financed by the employer, the supplementary pension fund offers its members' employees the opportunity to top up their company pension with their own contributions to the ZVKPlusRente (voluntary insurance). Funding from the state in the form of
to be entitled to.
The company pension from the supplementary pension is granted in addition to the statutory pension or occupational pension . Both services are independent of each other and there is no mutual crediting.
The insurance and benefit system is based on the collective agreement on additional old-age provision for public sector employees (ATV-K).
Structure and organization of the supplementary pension fund
The "KVBW Zusatzversorgung" (formerly "ZVK des KVBW") is part of the Baden-Württemberg Municipal Supply Association (KVBW). The business area extends to the state of Baden-Württemberg . The registered office of the cash register is in Karlsruhe , there is a branch in Stuttgart .
The affairs of the fund are by statute regulated and the parity occupied Administrative Committee decided, unless the Director is responsible. The administrative committee consists of the chairman of the administrative board of the KVBW or his deputy and a further fifteen members (seven from the employers' side and eight from the group of compulsorily insured persons). These are named by the administrative board of the KVBW.
Legal supervision
The KVBW supplementary pension is - like the entire KVBW - subject to the legal supervision of the Ministry of the Interior of Baden-Württemberg . The technical supervision in the area of the ZVKPlusRente is based at the Ministry of Finance and Economy.
Memberships
The KVBW, including its supplementary pension, is a member of the working group for municipal and church pension schemes - AKA . Their task is to represent the interests of the nationwide existing supplementary pension institutions.
financing
Currently, the ZVKRente (compulsory insurance) is mainly financed in the pay-as-you-go system (accounting group I). In addition, the health fund charges an additional fee. With this, the entry into the capital cover should take place step by step, in order to achieve a decoupling from the demographic developments and additional security in view of possible financial imponderables as well as future structural changes. Since January 1, 2004, employers who acquire a new membership in the KVBW supplementary pension have the opportunity to become a member of the funded accounting group II (Note: Change of the accounting group with funding of the existing benefit entitlements and entitlements is fundamental also possible for members from accounting group I). To finance the supplementary pension, the members pay contributions in AR II .
Web links
Individual evidence
- ↑ ZVKRente (compulsory insurance). In: kvbw.de. Retrieved October 11, 2019 .
- ↑ ZVKPlusRente (voluntary insurance). In: kvbw.de. Retrieved October 11, 2019 .
- ↑ Collective pension agreement for the municipal sector (ATV-K). In: kvbw.de. Retrieved October 11, 2019 .
- ↑ KVBW additional pension: statutes of the KVBW additional pension. In: kvbw.de. Retrieved October 11, 2019 .
- ↑ Management of the KVBW. In: kvbw.de. Retrieved October 11, 2019 .