BKS Bank
| BKS Bank AG | |
|---|---|
|
|
| Country |
 Austria
|
| Seat | Klagenfurt am Wörthersee |
| legal form | Corporation |
| ISIN | AT0000624705 |
| Bank code | 17000 |
| BIC | BFKKAT2KXXX |
| founding | 1922 |
| Website | www.bks.at |
| Business data 2019 | |
| Total assets | 8,857.6 billion euros |
| Employee | 962 |
| Offices | 63 |
| management | |
| Board | Herta Stockbauer, CEO Dieter Krassnitzer, Board member Alexander Novak, Board member |
| Supervisory board | Gerhard Burtscher (Chairman) |
The BKS Bank AG is a universal bank with headquarters in Klagenfurt ( Carinthia ). Together with Oberbank and Bank für Tirol und Vorarlberg (BTV) it forms the 3-bank group . The bank was founded in 1922 as a pure corporate bank with the participation of the Bayrische Hypotheken- und Wechselbank . She has also been looking after private customers since 1964. In 1969 a cooperation with the Bausparkasse Wüstenrot began . With the establishment of a branch in Graz in 1983, the company name ( company ) was expanded to “Bank für Kärnten und Steiermark Aktiengesellschaft”, which in 2005 was reduced to “BKS Bank”. In 1986 shares were listed on the Vienna Stock Exchange .
history
In 1922 A. v. Ehrfeld entered into a limited partnership with Bayerische Hypotheken- und Wechselbank under the name “Kärntner Kredit- und Wechsel-Bankgesellschaft Ehrfeld & Co”. The seat of the bank was Klagenfurt. In the same year branches were acquired in Villach and Spittal / Drau, and one year later one in Wolfsberg. At the beginning only corporate customers were looked after. After years of efforts to convert the limited partnership into a stock corporation, the "Bank for Carinthia" was founded in 1928. Despite the global crisis, the bank performed well at that time. In 1939 the company name was changed from "Bank für Kärnten" to "Bank für Kärnten Aktiengesellschaft". In 1964, the bank took up the private small credit business as a new business division and gradually expanded the branch network in the following years. From 1965 the bank cooperated with the Bausparkasse Wüstenrot. In 1970 there was a joint three-bank loan for the first time with the Bank for Upper Austria and Salzburg and the Bank for Tyrol and Vorarlberg .
Expansion beyond Carinthia
The first expansion beyond the Carinthian borders happened in 1983 with the establishment of a branch in Graz. The name of the company was changed to Bank für Kärnten und Steiermark Aktiengesellschaft (BKS) and the Alpenländische Garantie-GmbH (ALGAR) was founded in Linz. This company secured the BKS Bank, the Oberbank and the Bank für Tirol und Vorarlberg against possible defaults on large loans. From 1986 the BKS Bank ordinary shares were traded in the official market on the Vienna Stock Exchange. At that time, the share capital was divided into 3.0 million shares with a nominal value of ATS 100 each. In 1988 the company entered the leasing business and founded Drei-Banken-Versicherungs-AG with its sister banks. Two years later the first office was opened in Vienna.
In the following year, Drei-Banken-EDV GmbH (Drei-Banken-EDV GmbH was renamed 3 Banken IT GmbH in 2017) was founded with the sister banks and, according to the plans of architect Wilhelm Holzbauer, with the construction of the BKS Bank headquarters on St. Veiter Ring 43 started. The new offices were moved into on schedule in November 1993. With the conclusion of a sales and cooperation agreement for the insurance and investment fund business with the Generali Vienna Group in 1998, the bank continued to grow. After the long-standing shareholder Bayerische Hypotheken- und Wechselbank AG left the company , the Generali Group acquired around 7.44% of BKS Bank ordinary shares. International expansion began with the establishment of a representative office in Zagreb (Croatia) and the acquisition of a leasing company in Ljubljana (Slovenia), today's BKS-leasing doo
For the first time, BKS and its sister banks appeared jointly in the media as a 3-bank group in 2000.
International expansion
In 2002 the Croatian BKS-leasing Croatia doo was founded with its headquarters in Zagreb. In the following year, the bank acquired the majority of "Die Burgenländische Anlage & Kredit Bank AG" (Die BAnK). In 2004 the first Slovenian bank branch was opened in Ljubljana and a representative office was set up in Italy. The merger of "Die BAnK" into BKS took place in 2005. In the same year, a representative office was established in Hungary and the company name was adapted to the expansion of recent years. It was now "BKS Bank AG".
With the takeover of Kvarner banka dd, Rijeka in 2006, the bank entered the banking market in Croatia. This was followed by the establishment of a representative office in Bratislava and the purchase of the Slovak "KOFIS Leasing" in 2007, which was integrated into the BKS Bank Group and renamed BKS-Leasing as. In 2008 Kvarner banka dd was renamed “BKS Bank dd” and a branch was opened in Zagreb. A year later, the BKS Bank shares were split at a ratio of 1: 6 and the share capital was increased to € 65.52 million as part of a capital increase. Since then, it has been represented by 30,960,000 ordinary shares and 1,800,000 preference shares. In 2010, the securities business was started in Slovenia, with which all the services of the universal banking business were offered. At the same time, the retail customer business in Croatia was expanded. In the following year, the company entered the Slovak banking business with the opening of a branch in Bratislava and in 2012 the retail customer business in Slovakia. The Vienna management moved from Lugeck to Renngasse. The 90th anniversary of BKS Bank AG was celebrated.
2013, the merger of the Austrian leasing companies, the establishment of the BKS GmbH to acquire agendas carried back office and the bundling of real estate activities BKS Immobilien-Service Ges.mbH In the fall of 2016 was carried out a capital increase, in the free float increased and many new shareholders were won. In Slovenia, the securities business of Factor banka dd, which is currently being liquidated, was taken over in 2015, and in 2016 custody accounts of the investment firm Perspektiva were purchased. In 2018, BKS Bank in Slovenia took over the securities broker GBD (GBD (Gorenjska borznoposredniška družba dd), making it one of the most important securities providers in Slovenia. Since BKS Bank also took over customers of the securities broker ALTA Invest, investicijske storitve, dd in 2019 , it is the largest securities service provider in Slovenia.
Key figures
BKS Bank AG is listed under the number AT0000624705. The main shareholders are Oberbank, BTV and Generali 3 Banken Holding AG. Other shareholders with voting rights are UniCredit Bank Austria, CABO Beteiligungsgesellschaft, Generali 3 Banken Holding AG and Wüstenrot Housing Industry reg. Gen.mbH and the BKS Employee Participation Foundation. Around 21% of the shares are in free float .
The balance sheet total of BKS Bank at the end of 2019 was EUR 8.58 billion, the consolidated net income after taxes was EUR 92.9 million. The credit volume amounted to 6.29 billion euros, the primary deposits 6.67 billion euros. The total capital ratio was 16.2%, the core capital ratio 12.7%.
The group employs over 1,100 people in over 63 offices in Carinthia, Styria, Burgenland, Vienna, Lower Austria, Slovenia, Croatia and Slovakia. The bank also has a representative office in Padua . In addition, BKS Bank is 100% owner of the Slovakian BKS-Leasing sro (formerly KOFIS Leasing as), the Slovenian BKS-Leasing doo and the Croatian BKS-Leasing Croatia doo
Awards and commitment
In 2019, BKS Bank was awarded the State Prize for Corporate Quality in the large company category.
In May 2020, she also successfully completed certification according to the EMAS environmental management system . BKS Bank ordinary shares have been part of the VÖNIX, a sustainability index on the Vienna Stock Exchange, since 2016.
Web links
credentials
- ↑ a b query for bank code 17000. In: SEPA payment transactions directory of the Oesterreichische Nationalbank (OeNB) . (Requires browser reloading.)
- ↑ https://www.bks.at/documents/31707/41449/Gesch%C3%A4ftsbericht+2019.pdf/44a8ddd9-a2b0-eede-5cc7-9ccd76e28029?version=1.1&t=1591263809263
- ↑ Udolf-Strobl honors BKS Bank with the State Prize for Corporate Quality 2019 . OTS notification dated June 6, 2019, accessed June 6, 2019.
- ↑ The corporate environmental management system. In: Umweltbundesamt.at. Retrieved June 19, 2020 .
- ↑ VÖNIX index composition. In: wienerborse.at. Retrieved June 19, 2020 .
Coordinates: 46 ° 37 ′ 42.9 " N , 14 ° 18 ′ 34.8" E