Bank clerk

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Bank clerk is the term used for civil servants in the area of ​​state banks such as the Bundesbank and the state central banks . At the same time, it is an antiquated term for the employee of a private bank . In this case, they are not civil servants in the legal sense, but frequently employed bankers .

Origin of the term

A civil servant in the legal sense is only someone who is in a public service and loyalty relationship to a legal person under public law with employer capacity. However, until well into the 20th century , many banks granted their employees a social protection comparable to the regulations of the public service as well as a practically non-terminable position. Since the office work at a bank regularly resembled that of an employee of the public administration, the term bank clerk became common.

Civil service at savings banks

The savings banks represent a special case, since at least their senior employees were mostly civil servants in the past, and this was even required in some savings bank laws. Most savings banks are now refraining from civil servants, but depending on the municipality they are still possible. The basic office designations are analogous to those of the public service, with the addition of Sparkassen , i.e. Sparkassen Oberinspektor ( salary group A 10), Sparkassen Oberamtsrat (A 13), Sparkassen Oberrat (A 14), Leading Sparkasse Director (A 16). However, the employer is not the Sparkasse, but the guarantor, usually the municipality. The Sparkassenbeamtentum was deleted from the savings bank laws of most federal states from the 1980s.

Others

Analogously , employees working at a counter are also referred to as counter clerks. The Beamtenversicherungsverein is the historical name of the pension scheme for employees of private banks in Germany.

Web links

Wiktionary: Bank clerk  - explanations of meanings, word origins, synonyms, translations

Individual evidence

  1. ↑ New version of the career, training and examination regulations for the career of senior banking at the Deutsche Bundesbank, accessed on July 24, 2016.
  2. ↑ Bernhard Kapsa in: Geigel / Haag, The liability process, 26th edition, Munich 2011, Chapter 20, Rn. 15th
  3. ^ Otto Huebner : The banks. 1853, p. 44 ( online )
  4. ^ Lothar Gall : The Deutsche Bank, 1870-1995. P. 116 ( online ).
  5. ↑ Christoph E. Hauschka: The legal status of the board members of the public-law savings banks, Volume 31 of studies on savings, giro and credit systems: Law, Berlin 1981, p. 36 ff.
  6. ↑ Thorsten Franz: Introduction to Administrative Science, Wiesbaden 2013, p. 92 f.
  7. ↑ cf. RGZ 86, 87 ff.
  8. ↑ cf. Claudia Schubert in: Hartmut Oetker , Commentary on the Commercial Code, 2nd edition, Munich 2011, § 54, Rn. 12.