HanseMerkur insurance group
| HanseMerkur
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|---|---|
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| legal form | Mutual Insurance Association (VVaG) |
| founding | 1875 (under today's name since 1969) |
| Seat | Hamburg , Germany |
| management | Eberhard Sautter (CEO) |
| Number of employees | 2,140 (2018) |
| sales | 2.04 billion euros (2018) |
| Branch | insurance |
| Website | hansemerkur.de |
The Hanse Merkur is a group-independent medium-sized insurance group based in Hamburg . It offers insurance cover for the insurance risks of health, care, life, risk and old-age provision, travel and leisure, property and casualty as well as additional company insurance.
Business area
With 2,140 employees and independent agency owners in the office and in the field, HanseMerkur achieved an annual turnover of 2.04 billion euros in 2018. At this point in time, the group had an investment portfolio of almost EUR 9 billion. The roots of the insurance group lie in health insurance, which with a premium volume of 1,540.5 million euros (2018) is the company's main division to this day. It ranks 11th of the 41 private health insurance companies that are part of the PKV Association.
The group also includes HanseMerkur Reiseversicherung AG (HMR). It is a provider of security concepts in tourism and in the business travel sector and, with a market share of more than 20 percent, is one of the largest companies in the tourism insurance industry in Germany. As the market leader in sea, airline and bus tourism, HMR recorded premium income of EUR 224.3 million in 2018. Renowned tour operators are also among the travel insurer's partners.
In 2017, HanseMerkur distributed over 120 million euros to its customers in the form of interest and premium refunds.
Group structure
The HanseMerkur insurance group includes:
- HanseMerkur mutual health insurance,
- HanseMerkur Health Insurance AG,
- HanseMerkur Speziale Krankenversicherung AG,
- HanseMerkur Life Insurance AG,
- HanseMerkur Reiseversicherung AG,
- HanseMerkur General Insurance AG,
- HanseMerkur Grundbesitz AG,
- HM Trust AG,
- Advigon Insurance AG,
- HanseMerkur International AG,
- BD24 Berlin Direkt Versicherung AG.
history
The merger of the two Hamburg health insurers Hanseatische Krankenversicherung von 1875 Merkur VVaG and Hanse-Krankenschutz VVaG to form HanseMerkur mutual health insurance founded the HanseMerkur insurance group in 1969.
In 1977 Hanse-Merkur Reiseversicherung AG was founded. In 1983 Braunschweigische Lebensversicherung AG (founded in 1806) was merged into HanseMerkur Lebensversicherung AG, whose intellectual father, Johann Christian Ludwig Hellwig , was the inventor of the premium calculation based on entry age. In 1999, HanseMerkur Krankenversicherung acquired Albingia Krankenversicherung , which it renamed HanseMerkur Speziale Krankenversicherung AG the following year.
Since 2004 HanseMerkur has also been offering private supplementary insurance protection. Its cooperation partners include the German Salaried Health Insurance Fund (DAK-Gesundheit), the Hamburger Sparkasse and the Budnikowsky drugstore chain . In response to the cuts in benefits for medical aids as part of the 2004 health reform, HanseMerkur developed a glasses insurance policy for Germany's largest optician chain, Fielmann, in 2005 . In 2008, the HanseMerkur health insurance portfolio was transferred to HanseMerkur Krankenversicherung AG. HanseMerkur mutual health insurance remains sovereign within the group.
social commitment
HanseMerkur has been awarding the HanseMerkur Prize for Child Protection since 1981 (retrospectively for exemplary engagement in the previous year). Under the motto “Caring for children is providing for the future”, the prize is awarded every year to social projects or initiatives that work on a voluntary basis for children and young people. Since then, HanseMerkur has distributed prize money totaling 1.3 million euros for nationwide initiatives.
HanseMerkur Center for Traditional Chinese Medicine
In 2010 the HanseMerkur Center for Traditional Chinese Medicine was opened on the grounds of the University Medical Center Hamburg-Eppendorf under the sponsorship of the HanseMerkur Center for Traditional Chinese Medicine at the University Medical Center Hamburg-Eppendorf non-profit GmbH. The center consists of a practice in which both German and Chinese doctors and therapists work. With the help of the research work, the Chinese forms of therapy are evaluated and verifiable quality standards are defined. From the 2018/19 winter semester, postgraduate training for doctors in Chinese medicine will be offered in cooperation with the TCM University in Shanghai. The shareholders of the non-profit research facility are HanseMerkur Krankenversicherung AG (52%), the University Medical Center Hamburg-Eppendorf (41.75%) and the Confucius Institute Stralsund (6.25%).
Web links
Individual evidence
- ↑ a b c d e Heinz-Gerhard Wilkens, Head of Corporate Communications HanseMerkur: HanseMerkur 2018: Highest premium income in the company's history. In: https://www.hansemerkur.de/ . July 2, 2019, accessed on July 5, 2019 (German).
- ↑ Sales partner of HanseMerkur Reiseversicherung AG. Retrieved January 23, 2018 (German).
- ↑ HanseMerkur: Information on the participation of the insured in the income in the 2017 financial year. (PDF) In: hansemerkur.de. hansemerkur.de, accessed on May 30, 2019 .
- ↑ The HanseMerkur at a glance | HanseMerkur insurance. Retrieved January 25, 2018 (German).
- ↑ "HanseMerkur creates operational management holding" In: " Insurance magazine "
- ↑ HanseMerkur Prize for Child Protection. In: Corporate Social Responsibility HanseMerkur. Retrieved on July 9, 2019 (German).
- ↑ 38th Award of the HanseMerkur prizes for child protection. Retrieved July 9, 2019 .
- ^ Center for Traditional Chinese Medicine
- ^ "Center for Chinese Medicine opens at UKE" In: " Hamburger Abendblatt "
- ↑ HanseMerkur Center for Traditional Chinese Medicine at the UKE. Retrieved January 16, 2018 .
Coordinates: 53 ° 33 ′ 33 ″ N , 9 ° 59 ′ 33 ″ E