Law on health insurance for workers

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The law on health insurance for workers ( KVG for short ) was passed in the German Reich in 1883 under Otto von Bismarck and is considered the world's first social insurance .

history

Workers and employees with an annual salary of 2,000 marks or less became subject to compulsory insurance when the law came into force . You had to contribute 2/3 of the insurance costs. The employers had to contribute 1/3. Sick pay, which amounted to 50% of normal earnings, as well as the "granting of free medical treatment and medicine and possibly food in the hospital" were paid from the contributions . Any death benefits incurred in the event of death were also included. The insurance could be used for a maximum of 13 weeks; At least until the Accident Insurance Act came into force in 1884 and cared for the disabled patient from week 14.

According to Bismarck's ideas, the law was intended to counteract impoverishment in industrial areas and the possible social unrest resulting from it. The working masses were to be won over to the monarchical-authoritarian state and to turn away from the ever-growing social democracy .

The KVG was passed in the Reichstag on June 15, 1883 and published on June 21 of the same year in the German Reich Law Gazette, Volume 1883, No. 9, pages 73-104. It then came into force in December.

See also

literature

  • Andreas Franken: The internal structure of integrated care under private law, §§ 140 ah SGB V Tenea Verlag Ltd., 2003, ISBN 3-936582-83-1 , pp. 35–37 [1]

Web links

Individual evidence

  1. a b Carol Lupu: Keyword: Health systems worldwide Deutsche Welle of October 22, 2009
  2. ^ A b c Philipp Neumann: Bismarck's solution to the "social question" Die Welt June 11, 2008
  3. ^ The history of health and social insurance in Germany Zitty from February 16, 2017