Kreissparkasse Wiedenbrück
 Kreissparkasse Wiedenbrück
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| Country |
 Germany
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| Seat | Rheda-Wiedenbrück |
| legal form | Institute of public right |
| Bank code | 478 535 20 |
| BIC | WELA DED1 WDB |
| founding | 1855 |
| Association | Savings Banks Association Westphalia-Lippe |
| Website | www.kskwd.de |
| Business data 2019 | |
| Total assets | 3.016 billion euros |
| insoles | 2.335 billion euros |
| Customer credit | 1.283 billion euros |
| Employee | 303 |
| Offices | 12 |
| management | |
| Board of Directors | Klaus Dirks, chairman |
| Board | Werner Twent, chairman, Emilian Klein |
| List of savings banks in Germany | |
The Kreissparkasse Wiedenbrück is a public savings bank based in Rheda-Wiedenbrück in North Rhine-Westphalia . Its business area extends to the cities of Rheda-Wiedenbrück, Schloss Holte-Stukenbrock and Verl as well as the municipalities of Herzebrock-Clarholz and Langenberg in the Gütersloh district in East Westphalia-Lippe. The name and the business area go back to the old district of Wiedenbrück .
organization structure
The Kreissparkasse Wiedenbrück is an institution under public law . The legal basis is the Sparkasse Act for North Rhine-Westphalia and the statutes issued by the Sparkasse's administrative board . The organs of the Sparkasse are the board of directors and the administrative board. The Kreissparkasse is run by the association of the Gütersloh district and the city of Rheda-Wiedenbrück. In addition to 12 branches and self-service facilities that extend across the entire business area, a real estate and asset management center are located at the Wiedenbrück and Verl locations. The corporate customer center is located in Wiedenbrück.
Business alignment
The Kreissparkasse Wiedenbrück operates the universal banking business as a savings bank . Kreissparkasse Wiedenbrück reported total assets of EUR 3.016 billion in the 2019 financial year and customer deposits of EUR 2.335 billion. According to the 2019 Sparkasse Ranking List, it ranks 137th in terms of total assets. It has 12 branches / self-service locations and employs 303 people.
SKW Haus und Grund Immobilien GmbH
The brokerage of real estate in the business area is also part of the core business of Kreissparkasse Wiedenbrück. For this purpose, the “SKW Haus und Grund Immobilien GmbH” was founded together with the Sparkasse Gütersloh.
Consulting and sales concept
In 2011, the Kreissparkasse Wiedenbrück stipulated in its advisory concept that, unlike the majority of financial institutions, there are no product-related targets for advisors. Instead, 'soft criteria' were set as the benchmark for the quality of advice, which are based on the frequency of customer contacts and the range of content of the advice discussions. With this concept, the Kreissparkasse wants to further improve the quality of advice and focus on "sustainable success through long-term loyalty of satisfied customers". Customers should no longer have the feeling of "being pushed to buy products that do not meet their needs". "Hardly any other institute is as radical as Wiedenbrück," judged the Neue Westfälische . Der Spiegel even describes the Kreissparkasse Wiedenbrück as the "avant-garde of the German banking landscape." The Bielefeld consumer center also welcomes the new concept that it is "significantly more customer-friendly."
history
The Kreissparkasse Wiedenbrück was founded in 1855 and the KSK statutes were signed by King Friedrich Wilhelm IV in Sanssouci .
In 1934 the Kreissparkasse merged with the Stadtsparkasse Wiedenbrück, and in 1943 with the Stadtsparkasse Rheda.
Since 1947, the Kreissparkasse Wiedenbrück has been one of the few banks and savings banks with regional roots to offer a free current account for every private customer.
In the 1970s and 1980s, the branches in Oelde, Gütersloh and Rietberg were assigned to the local savings banks (today Sparkasse Münsterland Ost , Sparkasse Gütersloh and Sparkasse Rietberg ). In 1983 the first ATM was set up in the main branch of the Kreissparkasse in Wiedenbrück.
In 1990 it was possible for the first time to achieve a balance sheet total of over DM 1 billion : DM 1,052,600,516.03.
donate
In the 1940s and 50s, the Kreissparkasse Wiedenbrück acted as a "silent helper" and participated in the construction of apartments, schools and churches and supported refugees and displaced persons. Today it is clubs, kindergartens, youth work, art and culture as well as sports, nature and environmental projects that receive donations. The Kreissparkasse Wiedenbrück is also financially involved in the activities of the economic development in the Gütersloh district, the pro Wirtschaft GT GmbH .
The foundation of the Kreissparkasse Wiedenbrück, founded in 1996, is one of the larger savings bank foundations in Westphalia-Lippe with a foundation capital of more than 4 million euros. Projects in youth and old age welfare, art and culture, popular sport, upbringing, education, traditional and homeland maintenance, nature and environmental protection, health care as well as science and research are funded.
Web links
- Kreissparkasse Wiedenbrück in the company database of BaFin
- Website of the Kreissparkasse Wiedenbrück
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Johannes Hüser, in: Die Glocke: The Kreissparkasse's strategy makes one sit up and take notice (print edition, October 26, 2012)
- ↑ a b Andrea Frühauf, in: Neue Westfälische: More freedom for bankers (print edition November 17, 2012)
- ^ Nicolai Kwasniewski: The free bankers of Rheda-Wiedenbrück , Der Spiegel from November 16, 2012.
- ↑ Free hand for savings bank advisors , WDR, November 19, 2012.
- ↑ pro Wirtschaft GT GmbH
literature
- History up to 1955: "100 years of Kreissparkasse Wiedenbrück", publisher: Kreissparkasse Wiedenbrück, December 1955
Coordinates: 51 ° 49 ′ 54.4 " N , 8 ° 18 ′ 40.1" E