Knightly credit institute Stade
| Knightly credit institute Stade | |
|---|---|
|
|
| Country |
 Germany
|
| Seat | Archivstrasse 3/5 21682 Stade |
| legal form | Public institution |
| Bank code | 241 210 00 |
| BIC | GENO DED1 RKI |
| founding | 1826 |
| Association | Federal Association of Public Banks in Germany |
| Website | www.rki-stade.de |
| Business data 2017 | |
| Total assets | 319.7 million euros |
| insoles | 161.4 million euros (mainly from registered mortgage Pfandbriefe) |
| Customer credit | 285.2 million euros (mainly from mortgage loans) |
| Employee | 17th |
| management | |
| Board of Directors | Georg von der Betten (chairman) |
| Corporate management |
Authorized representatives of the management:
|
The Ritterschaftliche Kreditinstitut Stade (RKI Stade) is a public real estate credit institute based in Stade .
history
King George IV of Great Britain and Hanover granted the knighthood of the Duchy of Bremen permission to found a credit association on January 17, 1826. This ordinance was later published and soon afterwards the first directorate began its work under the name “Credit Commission”.
Today's tradition can also be described as extraordinary, as there are only two banks run by knighthoods : Besides the knighthood credit institute in Stade, only the Hanover-based Calenberger credit association has a comparable tradition.
The original purpose of the institute was to enable its members to take out long-term borrowing on favorable terms and to support the repayment of their loans as much as possible. Initially, members could only be manor owners. However, this circle was expanded to include free farmers a short time later .
The loans issued have always been refinanced by issuing Pfandbriefe . The aim was to convince their creditors to invest by offering extremely secure mortgage bonds.
From 1970 onwards, the Stade Ritterschaftliche Kreditinstitut expanded its offering to include building finance and municipal loans. Nevertheless, even in the aftermath of the traditional issue of the real loan, the institute continued to pursue a cautious business policy, which is therefore largely committed to the interests of its customers. The roots in the region also characterize the bank's individual “character”.
The credit institution is subject to the provisions applicable to real estate credit institutions under public law.
organization structure
The RKI is a bank under public law. The bearer is the knighthood of the former Duchy of Bremen , the first curia of the landscape of the Duchies of Bremen and Verden .
Business model
According to the statutes, the RKI Stade is limited to the financing of agriculture and forestry as well as municipal loans. Private housing construction is financed against land register securities.
Business area
The core business area "Elbe-Weser-Dreieck", which had dominated for many decades, was expanded to include the entire federal territory. The focus of the activity is in the north and east of Germany.
Web links
- Website of the Knighthood Credit Institute in Stade
- Knightly credit institute Stade in the company database of BaFin
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Annual financial statements 2017 in the eBundesanzeiger
Coordinates: 53 ° 35 ′ 56.9 " N , 9 ° 28 ′ 40.7" E