Austrian hail insurance

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Austrian hail insurance
legal form Mutual Insurance Association - VVaG
founding 1947
Seat Vienna
management Kurt Weinberger (General Director), Reinhard Kern (Board Member)
sales 156 million euros (premium volume)
Branch Insurance
Website www.hagel.at

The Austrian Hail Insurance was founded in 1947 by the Austrian insurance industry as a mutual insurance company founded with the mission of the farms insurance protection against extreme weather events offer. Policyholders are farmers , gardeners and winemakers .

Österreichische Hagelversicherung has an insured area of ​​2.5 million hectares. 400 experts and 5,000 field staff work for the company. The distribution of the products of the Austrian hail insurance is carried out by their consultants and experts, the sales force of partner insurance companies and by brokers. The company operates in Austria, the Czech Republic , Slovakia , Slovenia , Hungary and Romania . As a specialist agricultural insurer, it says it offers the most comprehensive range of products and the most modern damage assessment in Europe.

Insurable risks

agriculture Grassland and animals Fruit growing Viticulture horticulture
  • Grassland:
  • Bovine:
    • Death by accident, illness, emergency homicide
    • stillbirth
    • Carcases cannot be recycled
    • Animal diseases
  • Horses
    • death
  • Pigs
    • Animal diseases
    • Death due to ventilation failure
  • hail
  • Putrefaction
  • frost
  • increased effort
  • Storm in network systems
  • hail
  • frost
  • Storm
  • Snow pressure
  • Drift
  • flooding
  • Capping
  • Feeding damage
  • Heavy rain
  • Spoilage
  • Plant diseases and diseases
  • Technical ailments

Initiatives

In addition to its core business, the company is committed to climate and soil protection. The initiative “Stop the use of soil” aims to raise awareness that fertile soils are the basis for food supplies.

digitalization

Österreichische Hagelversicherung has been offering its customers a satellite service since 2017. The growth and vitality of the plants are shown. Farmers can use the images for operational risk management. The experts from the Austrian hail insurance company use the images to assess the damage.

In an agricultural weather service, customers are offered a weather forecast and weather analysis tool, which can be accessed via the customer portal and an app. Customers are provided with 48-hour and 10-day forecasts over a square kilometer. Current warnings of thunderstorms, hail, storms, rain and snow are sent via SMS.

Board at the headquarters of the Austrian Hagelversicherung in Lerchengasse in Vienna's Josefstadt district

Supervisory board

The supervisory board consists of eight members from the insurance industry and eight members from agriculture. The President of the Supervisory Board is Ernst Karpfinger, President of the Austrian Beet Farmers Association. The vice-chairman of the supervisory board is Othmar Ederer, general director of Grazer Wechselseiten Versicherung AG .

network

The Austrian Hagelversicherung is a member of the Association of Insurance Companies in Austria and AIAG (International Association of Insurers in Agricultural Production). The competent supervisory authority is the Financial Market Authority .

Individual evidence

  1. ↑ SFCR 2017 https://www.hagel.at/downloads/download-category/sfcr/
  2. ↑ Downloads. In: Austrian hail insurance. Retrieved on March 27, 2019 (German).
  3. ↑ www.hagel.at
  4. ↑ Company. In: Austrian hail insurance. Retrieved on March 27, 2019 (German).
  5. ↑ “Europe's most comprehensive protection for agriculture”, Blick Ins Land, edition 03/2019
  6. ↑ www.hagel.at , March 27, 2019
  7. ↑ www.hagel.at , March 27, 2019
  8. ↑ www.hagel.at , March 27, 2019
  9. ↑ www.hagel.at , March 27, 2019
  10. ↑ www.hagel.at , March 27, 2019
  11. ^ "Austria is losing ground", Kurier of March 31, 2015
  12. ↑ Agricultural weather Always up to date. In: Austrian hail insurance. Retrieved on March 27, 2019 (German).
  13. ↑ Downloads. In: Austrian hail insurance. Retrieved on March 27, 2019 (German).
  14. ↑ www.hagel.at , March 27, 2019
  15. ↑ www.hagel.at , March 27, 2019