Kreissparkasse Herzogtum Lauenburg

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Logo of the savings banks  Kreissparkasse Herzogtum Lauenburg
Headquarters on the Ratzeburger Markt
Headquarters on the Ratzeburger Markt
Country GermanyGermany Germany
Seat Am Markt 4-5
23909 Ratzeburg
legal form Institute of public right
Bank code 230 527 50
BIC NOLA DE21 RZB
founding January 1, 1940
Association Savings Banks and Giro Association for Schleswig-Holstein
Website www.ksk-ratzeburg.de
Business data 2019
Total assets 3.451 billion euros
insoles 2.285 billion euros
Customer credit 2.644 billion euros
Employee 596
Offices 28
management
Board of Directors Christoph Mager (Chairman)
Board Stefan Kram (Chairman)
Udo Schlünsen
List of savings banks in Germany
The bag man of Karlheinz Goedtke front of the entrance

The Kreissparkasse Lauenburg is a public savings bank based in Ratzeburg . Your business area is the Duchy of Lauenburg .

organization structure

The Kreissparkasse Herzogtum Lauenburg is an institution under public law . The legal basis is the Savings Bank Act for Schleswig-Holstein and the statutes issued by the Sparkasse's administrative board. The organs of the Sparkasse are the board of directors and the administrative board. The district Duchy of Lauenburg is responsible for the Kreissparkasse .

Savings Banks Finance Group

The Kreissparkasse Herzogtum Lauenburg is part of the Sparkassen-Finanzgruppe and thus also belongs to its liability association. He secures the existence of the institutes and ensures that they can meet all liabilities even in the event of individual savings banks becoming insolvent . The Sparkasse arranges home loan and savings contracts from the regional building society , open investment funds from Deka and insurance from Provinzial NordWest . In the area of leasing , the Kreissparkasse Herzogtum Lauenburg works together with Deutsche Leasing . NORD / LB performs the function of the savings bank central bank .

Business figures

Kreissparkasse Herzogtum Lauenburg had total assets of EUR 3.451 billion in the 2019 financial year and customer deposits of EUR 2.285 billion. According to the 2019 Sparkasse Ranking List, it ranks 121st in terms of total assets. It has 28 branches / self-service locations and employs 596 people.

Business structure

Lauenburgische Sparkassen-Immobilien GmbH (LSI GmbH) was founded in 2004 as a 100% subsidiary of Kreissparkasse. It offers municipalities solutions for their urban development and supports them in real estate projects.

history

The Kreissparkasse Herzogtum Lauenburg was established on January 1st, 1940 with the official name "Kreissparkasse des Kreises Herzogtum Lauenburg in Ratzeburg".

At this point in time, she not only looked back on over 100 years of history of the savings bank system in the region, but also on over 30 years of discussion about the establishment of a district-wide financial institution supported by the district council. The establishment only marked the beginning of a development to a district-wide savings bank, which only reached its end with the merger of Schwarzenbeker Verbandssparkasse (1987) and Möllner Sparkasse (2001).

The nationwide discussions about the reorganization of the savings bank system and the creation of central institutions became louder after the devastating banking crisis of 1931. In the district of the Duchy of Lauenburg, however, the cities resisted the merger, because they feared losing design opportunities and a source of income. In 1937 the discussion entered a new phase when the district lost its special position in the financial sector due to the dissolution of the state association . The city of Geesthacht was added to the district area as a result of the Greater Hamburg Act .

By decree of the Reich Minister of Economics Walther Funk of December 28, 1939, the conversion of the Landesbank into the "Kreissparkasse des Herzogtum Lauenburg in Ratzeburg" was ordered on January 1, 1940. At the same time, the savings and loan bank of the city of Ratzeburg, the savings bank of the city of Lauenburg / Elbe , the Steinhorster savings and loan bank and the Sparkasse zu Büchen -Bahnhof were integrated into the new savings bank. The business area of ​​the new facility was heavily discussed in advance. The Möllner Sparkasse and the Schwarzenbeker Verbandssparkasse remained independent for the time being. In the city of Mölln, however, the Kreissparkasse took over the existing Landesbank branch as its own branch, while the Landesbank branch in Schwarzenbek was given up.

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  4. ↑ Anniversary issue 75 years Kreissparkasse Herzogtum Lauenburg, page 4

Coordinates: 53 ° 41 ′ 57.4 "  N , 10 ° 46 ′ 29.3"  E