Sparkasse Radevormwald-Hückeswagen

from Wikipedia, the free encyclopedia
Logo of the savings banks  Sparkasse Radevormwald-Hückeswagen
Headquarters of the Sparkasse Radevormwald-Hückeswagen, Hohenfuhrstrasse 19-21, 42477 Radevormwald
Country GermanyGermany Germany
Seat Radevormwald
legal form Institute of public right
Bank code 340 513 50
BIC WELA DED1 RVW
founding October 31, 1852
Association Rhenish Savings Banks and Giro Association
Website www.sparkasse-radevormwald.de
Business data 2019
Total assets 584.24 million euros
insoles 436.4 million euros
Customer credit 346.38 million euros
Employee 122
Offices 6th
management
Board of Directors Johannes Mans, chairman
Board Dorothea Stabolewski (Chair), Alexander Still (Member)
List of savings banks in Germany

The Sparkasse Radevormwald-Hückeswagen is a public-law savings bank based in Radevormwald in North Rhine-Westphalia . The business area of ​​Sparkasse Radevormwald-Hückeswagen is the area of ​​the carrier (the cities of Radevormwald and Hückeswagen ).

organization structure

The Sparkasse Radevormwald-Hückeswagen is an institution under public law . The legal basis is the Savings Bank Act for the federal state of North Rhine-Westphalia and the statutes issued by the Sparkasse owner . The organs of the Sparkasse are the board of directors and the administrative board .

Business alignment

The Sparkasse Radevormwald-Hückeswagen operates the universal banking business as a savings bank . It is the market leader in its business area. Sparkasse Radevormwald-Hückeswagen reported total assets of EUR 584.24 million in the 2019 financial year and customer deposits of EUR 436.4 million. According to the 2019 Sparkasse Ranking List, it ranks 354th in terms of total assets. It has 6 branches / self-service locations and employs 122 people.

Savings Banks Finance Group

The Sparkasse Radevormwald-Hückeswagen is part of the Sparkassen-Finanzgruppe and therefore also belongs to its liability association. He secures the existence of the institutes and ensures that they can meet all liabilities even in the event of individual savings banks becoming insolvent . The Savings Bank provides savings contracts the regional Landesbausparkasse , mutual funds of Deka and insurance of the Provincial Rhineland . Sparkasse Radevormwald-Hückeswagen works together with Deutsche Leasing in the leasing sector . The Landesbank Hessen-Thüringen performs the function of the Sparkasse central bank .

The Sparkasse Radevormwald-Hückeswagen is of supraregional importance as a provider of Riester bank savings plans and with this product was the 2013 test winner of the Stiftung Warentest.

history

The Sparkasse Radevormwald-Hückeswagen had two predecessor institutes, one in Hückeswagen and one in Radevormwald.

Stadt-Sparkasse Hückeswagen

The first application to set up a savings bank in Hückeswagen was rejected on December 4, 1847, as the authorities found the chances of success to be too low. Literally it said "... a formal savings bank could not reach a significant extent and the effort associated with the administration should not be rewarded to the hoped for by the success." Five years later - on May 13, 1853 a new application was made and approved the statute. Finally, the savings bank was set up on October 31 of the same year. It is no longer possible to say with certainty where the offices were when the Sparkasse opened. What is certain is that from the 1870s to 1887 they were in the current Catholic school on Cölnerstrasse. The cash register was probably housed here before 1853 because the then Rendant Johann had been working at the school from that time. With the Rendanten, the business premises changed several times, until they were housed together with the city treasury in Bachstrasse 11 on April 1, 1905.

“At the end of the financial year 1881” the first million savings (December 31, 1881 = 1,052,060.92 marks) were exceeded. The influx of savings deposits was not as great as it was at the beginning. The lower access was explained by the fact that over the years public savings banks were also established in the neighboring communities; so on September 11, 1889 in the former rural community of Hückeswagen. Since 1935 the Sparkasse Hückeswagen had its location on Wilhelmsplatz. In 1952 it celebrated its 100th anniversary. It managed again around 3 million DM in deposits. In 1960 it was around DM 13 million.

Sparkasse Hückeswagen 1927

The good development in the 1950s prompted the Sparkasse Hückeswagen to build a new headquarters. In February 1962, business operations at Peterstraße 4 could be continued in new and modern rooms. In May 1968 another branch was opened in Wiehagen .

Sparkasse Radevormwald

In Radevormwald, too, it took a while to establish the savings bank. As early as 1835, the mayor issued an “announcement” on November 17th, in which it says: “… the need to introduce a general savings bank in the local mayor's office has been felt urgently for a long time in many cases, and it should therefore be Establishment on the basis of the statutes already provided with higher official confirmation to come into being ... “It then took a few more decades - statute questions were discussed again and again by the authorities. On September 15, 1883, the Städtische Sparkasse Radevormwald was opened as the first local money and credit institute - in Gustav Meskendahl's private apartment. On the opening day, three savings deposits of 50 marks each were established. The step into the 20th century was made with savings of 2 million marks. Of these savings deposits, approx. 1 million marks made available in mortgages. The First World War followed , the post-war and inflationary period as well as the economic crisis with the height of the Great Depression in 1931. This period ended with the "Rentenmark", which could be acquired for one trillion marks.

Sparkasse Radevormwald 1883 to 1894

In 1925, the Städtische Sparkasse zu Radevormwald set up the first branch in the Dahlerau district . A new savings bank regulation made the savings banks in Germany independent institutions under public law in 1932. Thus the guarantor liability could be introduced. On December 16, 1950, the Sparkasse Radevormwald moved into its own building on Kaiserstrasse for the first time. In 1951, the second branch was opened in the Bergerhof district . In 1962, the Lindenbaum branch was opened in Kaiserstraße 41. The second branch building in Radevormwald was built in Bergerhof in 1963, in connection with the move from the rented premises.

From 1969 to 1994, the Sparkasse provided special customer service: a mobile branch was set up four days a week in the city and especially in the outskirts. At the end of the 1970 financial year, the volume of deposits had meanwhile grown to DM 83.4 million. On May 5, 1972, the main office building was inaugurated on Hohenfuhrstrasse, which is still today - several times modernized - the location of the Sparkasse.

Sparkasse Radevormwald-Hückeswagen

Both savings banks, in Radevormwald and Hückeswagen, developed well in the following years. The introduction and continuous further development of electronic data processing was accompanied by the corresponding redesign of the business premises in both houses. In 1990 the balance sheet volume reached a historic high of 173 million DM in Hückeswagen and 450 million DM in Radevormwald. On July 1, 1991, the Sparkasse der Stadt Radevormwald and Stadt-Sparkasse Hückeswagen merged to form the joint institute "Sparkasse Radevormwald-Hückeswagen", which closed its first joint business year with a balance sheet volume of 642 million DM.

Social Commitment

The Sparkasse Community Foundation for Art and Culture (1991) and the Sparkasse Sports and Social Foundation (1998) of the Sparkasse Radevormwald-Hückeswagen were established for the benefit of the citizens of both cities. Both foundations are pillars of social commitment in the region, which have already supported many projects on a cultural and sporting level.

The Sparkasse is committed and supports measures in the areas of education, art, culture, social affairs and sport with around 120,000 euros annually. This amount is made up of distributions from the business operations and the two foundations.

Sports and social foundation

The Sports and Social Foundation has foundation assets of 1.8 million euros. With the income from it, it promotes: popular sport, young athletes, youth and elderly care, health care and the common good.In 2018, an amount of around 12,000 euros is available for funding projects. Since its establishment, the Sports and Social Foundation has distributed around 810,000 euros for 460 measures. Which are divided as follows:

Sports clubs Radevormwald 266,000 euros
Sports clubs Hückeswagen 182,000 euros
Social commitment in Radevormwald and Hückeswagen 362,000 euros

Community Foundation Art & Culture

Sparkasse Radevormwald-Hückeswagen supports cultural activities in its business area with the community foundation Art & Culture . The Sparkasse community foundation is the largest sponsor of art and culture in Radevormwald and Hückeswagen. From the income of the foundation's assets of 1.3 million euros, an amount of around 8,500 euros is available in 2018 to support projects in the following areas: promotion of art, care and preservation of cultural values, monument preservation.

So far, the foundation has funded 520 measures with over 1.3 million euros.

literature

  • Sparkasse Radevormwald-Hückeswagen: The history of the Sparkasse Radevormwald-Hückeswagen , commemorative publication for the 150th anniversary.
  • Bergischer Geschichtsverein, Dept. Hückeswagen: Leiw Heukeshoven , issue 41 (published: 2002), 150 years of Sparkasse Radevormwald - Hückeswagen, author: Karl Reiner Illgen.

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. ↑ Regular market survey by consultingpartner AG, Venloer Str. 47–53, 50672 Cologne
  4. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  5. ^ Bank savings plans - Sparkasse in first place, report of the newspaper Rheinische Post from February 26, 2012, accessed on February 14, 2016
  6. ↑ Report with reference to the 11/2013 issue of the financial test magazine of Stiftung Warentest
  7. ↑ a b Chronicle of Sparkasse Radevormwald-Hückeswagen, created on the occasion of the company's 150th anniversary in 2002, author: Michael Scholz, own publishing house Sparkasse Radevormwald-Hückeswagen - partly based on articles and research by Karl Reiner Illgen, published in the Bergisches newsletter History society Leiw Heukeshoven (from issue 41), 150 years of Sparkasse Radevormwald - Hückeswagen
  8. ↑ a b Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 4
  9. ↑ a b c d Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 5
  10. ↑ Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 8
  11. ↑ Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 3
  12. ↑ Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 9
  13. ↑ Chronicle of the Sparkasse Radevormwald-Hückeswagen, p. 9 ff.
  14. ↑ Sports and social foundation of the Sparkasse Radevormwald-Hückeswagen
  15. ↑ Joachim Rüttgen: Radevormwald: Sparkassenstiftungen distribute 32,200 euros for Radevormwald. In: rp-online.de. December 10, 2013, accessed August 18, 2014 .
  16. ↑ Community Foundation Art & Culture of the Sparkasse Radevormwald-Hückeswagen

Coordinates: 51 ° 12 '11.7 "  N , 7 ° 21' 36.2"  E